318 E 5th St, Royal Oak, MI 48067 Property Records

Oakland County property record for 318 E 5th St, Royal Oak, MI 48067

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,438 sqft · built 2000
Lot Size0.097 acres (4,225 sqft)
OwnerIndividual Name on Record
Last Sale$455,000 (Oct 2022)
Tax Bill$6,719 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Sep 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN72-25-22-153-037

Property Details

APN / Parcel Number

Primary APN72-25-22-153-037

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,438 sqft Living Area
1st Floor Area967 sqft
Basement Area761 sqft
Unfinished Basement832 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,225 sqft (0.097 acres)
Lot Dimensions1 ft deep x 4,210 ft wide
Garage Area206 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address318 E 5TH ST
CityROYAL OAK
StateMI
Zip48067-2708
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeMULT FAM
Legal DescriptionT1N, R11E, SEC 22 OAKLAND COUNTY CONDOMINIUM PLAN NO 1387 EAST FIFTH STREET CONDO UNIT 3 L 23996 P 262 11-7-01 FR 028
Legal Range11E
Legal Township01N
Legal Section22
Legal SubdivisionEAST FIFTH STREET CONDOMINIUM
Legal Unit3
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group1
Census Block1019
Census Tract184400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address318 E 5TH ST, ROYAL OAK, MI 48067-2708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Sep 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST MERCHANTS BANK
Oct 13, 2022Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Oct 7, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST SECURITIES FINANCIAL SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2022 · Amount on Record
Deed SaleOct 13, 2022 · Amount on Record
Prior SaleOct 7, 2020 · Amount on Record
Deed Document Number2022457822
Deed Book / Page58187 / 38
Prior Transfer DateJul 2, 2010
Prior Transfer Doc0000127064
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address318 E 5TH ST, ROYAL OAK, MI 48067-2708
Transaction TypeMortgage
Record UpdatedFeb 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 E 5TH ST, ROYAL OAK, MI 48067-2708

Mortgage

Document Number0000010101
DateJan 30, 2023
Book Page58397/410
Instrument10101
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 11, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address318 E 5TH ST, ROYAL OAK, MI 48067-2708
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyEQUITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address18281 RIVERSIDE DR, BEVERLY HILLS, MI 48025-3121

Mortgage

Document Number0000447615
DateSep 21, 2022
Book Page58131/806
Instrument447615
Lender
NameFIRST MERCHANTS BANK
TypeBank
AddressMUNCIE, IN 47305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateOct 1, 2027
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change6.25%
IndexOther
Margin3
Max Rate9.25%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 13, 2022
Property Address318 E 5TH ST, ROYAL OAK, MI 48067-2708
Document Number0000457822
Book / Page58187 / 38
Map ReferenceLB 23996 PG 262
Instrument DateSep 16, 2022
Instrument457822
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$3,412.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address318 E 5TH ST, ROYAL OAK, MI 48067-2708

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 E 5TH ST, ROYAL OAK, MI 48067-2708

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 7, 2020
Property Address318 E 5TH ST, ROYAL OAK, MI 48067-2708
Document Number0000205959
Book / Page54954 / 320
Map ReferenceLB 23996 PG 262
Instrument DateOct 1, 2020
Instrument205959
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyDEVON TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,870.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address318 E 5TH ST, 318, ROYAL OAK, MI 48067-2708

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 E 5TH ST, ROYAL OAK, MI 48067-2708
InvestorPossibly a Property Investor

Mortgage

Document Number0054954322
DateOct 7, 2020
Instrument54954/322
Lender
NameFIRST SECURITIES FINANCIAL SERVICES
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,719.00 (-29.84%) Homeowner's exemption$230,240$460,480
2024$9,577.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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