Winona County property record for 315 E 4th St, Winona, MN 55987 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1984 |
| Square Footage | 2,413 sqft Total Area |
| Lot Size | 8,364 sqft (0.192 acres) |
| Garage | Detached, 1,060 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,698.00 (2026) |
Source: Winona County records · APN 32.300.2890
Assessment roll updated August 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 E 4TH ST, WINONA, MN 55987-3726 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA |
| Jan 27, 2026 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA |
| Oct 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 315 E 4TH ST, WINONA, MN 55987-3726 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 315 E 4TH ST, WINONA, MN 55987-3726 |
| Document Number | 000A665457 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | A665457 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 27, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 315 E 4TH ST, WINONA, MN 55987-3726 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 315 E 4TH ST, WINONA, MN 55987-3726 |
| Document Number | 000A664938 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | A664938 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 315 E 4TH ST, WINONA, MN 55987-3726 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 619742 |
|---|---|
| Date | Oct 02, 2019 |
| Instrument | 619742 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2034 |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | Winona City |
| Unified School District | Winona Area Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,698.00 (+17.1%) | ||
| 2025 | $245,200 (+4.43%) Land $47,100 Building $198,100 | $245,200 (+4.43%) Land $47,100 Building $198,100 | |
| 2023 | $2,304.00 Homeowner's exemption | $234,800 Land $45,300 Building $189,500 | $234,800 Land $45,300 Building $189,500 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 32.300.2890 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,413 sqft Total Area |
| 1st Floor | 754 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1882 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Multifamily Style |
| Exterior Material | Metal Exterior |
| Construction Type | Metal Frame Construction |
| Fire Resistance Class | Buildings having fireproofed reinforced concrete frames carrying all wall, floor and roof loads which are all non-combustible. |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,364 sqft (0.192 acres) |
| Depth X Width | 140 ft x 60 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 1,060 sqft Garage |
| Porch | Open Porch |
| Porch Area | 345 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 315 E 4TH ST |
|---|---|
| City | WINONA |
| State | MN |
| Zip | 55987-3726 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SECT-23 TWP-107 RANGE-007 LAIRDS ADDITION LOT-002 BLOCK-152 O P & LAIRDS ADD W 20' LOT 2 & E 40' LOT 3 |
| Legal Range | 007 |
| Legal Township | 107 |
| Legal Section | 23 |
| Legal Subdivision | LAIRDS ADDITION |
| Legal Block | 152 |
| Legal Lot Number | 2-3 |
| Jurisdiction | WINONA MN |
| Minor Civil Division | WINONA |
| Census Blockgroup | 4 |
| Census Block | 4036 |
| Census Tract | 670600 |
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