320 E 3rd St, Flora, IL 62839 Property Records

Clay County property record for 320 E 3rd St, Flora, IL 62839 · Last verified August 2026

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bathrooms1.5 Baths
Year BuiltBuilt 1923
Square Footage1,078 sqft Living Area
Lot Size7,126 sqft (0.163 acres)
Garage864 sqft
OccupancyOwner Occupied
Last Sale$125,000 (2025)
Tax Bill$2,458.00 (2024)

Property Details

APN / Parcel Number

Primary APN10-25-162-004

Interior

Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,078 sqft Living Area
Basement Area1,078 sqft Basement
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleMultifamily Style
Exterior MaterialOther Exterior
Construction TypeFrame Construction
Roof MaterialShingle Roof
Lot Area7,126 sqft (0.163 acres)
DrivewayDriveway Concrete
Driveway Area245 sqft Driveway
Parking Spaces3 Parking Spaces
Garage Area864 sqft Garage
Deck Area252 sqft Deck
Porch Area252 sqft Porch

Utilities and HVAC

Heating SystemCentral Heating

Location & Zoning

Street Address320 E 3RD ST
CityFLORA
StateIL
Zip62839-2007
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionORIGINAL TOWN BLOCK 9 LOT 3 SAMUEL WHITES 2ND ADDN
Legal SubdivisionSAMUEL WHITES 2ND ADD
Legal Block9
Legal Lot Number3
JurisdictionCLAY IL
Minor Civil DivisionHARTER
Census Blockgroup3
Census Block3072
Census Tract972100

Owner

Source: Clay County records · APN 10-25-162-004

Assessment roll updated September 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address320 E 3RD ST, FLORA, IL 62839-2007
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2022Warranty Deed, Transfer · Conventional Mortgage
CLAY CITY BANKING CO
Oct 21, 2021Quit Claim Deed, Transfer · Conventional Mortgage
FLORA BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 23, 2025 · Amount on Record
Deed SaleJun 23, 2025 · Amount on Record
Prior SaleJun 08, 2022 · Amount on Record
Deed Doc Number2025212037
Prior Transfer DateOct 15, 2021
Prior Transfer Doc203230
Record RefreshedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateJun 08, 2022
Property Address320 E 3RD ST, FLORA, IL 62839-2007
Document Number0000204974
Instrument DateMay 28, 2022
Instrument204974
Transaction TypeTransfer
Record UpdatedJun 01, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address320 E 3RD ST, FLORA, IL 62839-2007

Mortgage

Document Number0000204975
DateJun 08, 2022
Instrument204975
Lender
NameCLAY CITY BANKING CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 05, 2052
Interest
Rate TypeFixed Rate

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY IL
Recording DateOct 21, 2021
Property Address320 E 3RD ST, FLORA, IL 62839-2007
Document Number203230
Instrument DateOct 15, 2021
Instrument203230
Transaction TypeTransfer
Record UpdatedNov 10, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 E 3RD ST, FLORA, IL 62839-2007

Mortgage

Document Number203231
DateOct 21, 2021
Instrument203231
Lender
NameFLORA BANK & TRUST
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate4%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$40,359 (+11.45%) Land $4,355 Building $36,004$121,077 (+11.45%) Land $13,065 Building $108,012
2024$2,458.00 (-7.97%)$36,213 (+29.07%) Land $3,908 Building $32,305$108,639 (+29.07%) Land $11,724 Building $96,915
2022$2,671.00 (+9.29%)$28,057 Land $3,301 Building $24,756$84,171 Land $9,903 Building $74,268
2021$2,444.00

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