314 E 3rd St, Flora, IL 62839 Property Records

Clay County property record for 314 E 3rd St, Flora, IL 62839 · Last verified July 2026

Property Highlights

Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Bathrooms	1 Baths
Year Built	Built 1916
Square Footage	796 sqft Living Area
Lot Size	7,128 sqft (0.163 acres)
Garage	Mixed, 240 sqft
Occupancy	Owner Occupied
Last Sale	$55,000 (2026)
Tax Bill	$838.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`10-25-162-003`

Interior

Full Baths	1 Baths
Building Area	796 sqft Living Area
Basement Area	400 sqft Basement
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Multifamily Style
Exterior Material	Other Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Roof Material	Shingle Roof
Lot Area	7,128 sqft (0.163 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Mixed Garage
Garage Area	240 sqft Garage
Porch Area	80 sqft Porch

Location & Zoning

Street Address	314 E 3RD ST
City	FLORA
State	IL
Zip	62839-2007
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	ORIGINAL TOWN BLOCK 9 PT LOT 5 SAMUEL WHITES 2ND BLOCK 9 ALL LOT 4
Legal Subdivision	TOWN OF FLORA
Legal Block	9
Legal Lot Number	4-5
Jurisdiction	CLAY IL
Minor Civil Division	HARTER
Census Blockgroup	3
Census Block	3072
Census Tract	972100

Owner

Source: Clay County records · APN 10-25-162-003

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	314 E 3RD ST, FLORA, IL 62839-2007
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	May 05, 2025 · Amount on Record
Deed Doc Number	2026594
Record Refreshed	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Mar 31, 2026
Property Address	314 E 3RD ST, FLORA, IL 62839-2007
Document Number	D202600594
Instrument Date	Mar 25, 2026
Instrument	D202600594
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E 3RD ST, FLORA, IL 62839-2007

Mortgage

Document Number	D202600595
Date	Mar 31, 2026
Instrument	D202600595

Lender

Name	CLAY COUNTY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	May 30, 2031

Interest

Rate Type	Fixed Rate
Rate	6.85%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,165 (+11.45%) Land $4,355 Building $13,810	$54,495 (+11.45%) Land $13,065 Building $41,430
2024	$838.00 (+13.4%)	$16,299 (+18.41%) Land $3,908 Building $12,391	$48,897 (+18.41%) Land $11,724 Building $37,173
2022	$739.00 (+10.79%) Homeowner's exemption	$13,765 Land $3,301 Building $10,464	$41,295 Land $9,903 Building $31,392
2021	$667.00