320 E 21st St, Unit 413, Chicago, IL 60616 Property Records

Cook County property record for 320 E 21st St, Unit 413, Chicago, IL 60616

Property Summary

Property Type	Condominium
Details	built 1927
Lot Size	0.503 acres (21,897 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (Oct 2023)
Tax Bill	$3,638 (2023)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-22-315-066-1043`

Property Details

APN / Parcel Number

Primary APN	`17-22-315-066-1043`
Alternative APN	`17223150641043`

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Condo/Apartment
Lot Area	21,897 sqft (0.503 acres)

Location & Zoning

Street Address	320 E 21ST ST, 413
City	CHICAGO
State	IL
Zip	60616-4979
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD 988
Legal Subdivision	CHESS LOFTS CONDO
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3000
Census Tract	330103

Owner

Source: Cook County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 E 21ST ST, 413, CHICAGO, IL 60616-4979
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CU/AMERICA FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Jan 11, 2008 · Amount on Record
Deed Document Number	202349067
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 2, 2023
Property Address	320 E 21ST ST UNIT 413, 413, CHICAGO, IL 60616-4979
Document Number	0027549067
Map Reference	DOC 734015061
Instrument Date	Sep 7, 2023
Instrument	2327549067
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 W 15TH ST # ST410, ST410, CHICAGO, IL 60608-1882

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E 21ST ST UNIT 413, 413, CHICAGO, IL 60616-4979

Mortgage

Document Number	0027549068
Date	Oct 2, 2023
Instrument	2327549068

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

Mortgage

Document Number	0027549069
Date	Oct 2, 2023
Instrument	2327549069

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2033

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	320 E 21ST ST UNIT 413, 413, CHICAGO, IL 60616-4979
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013318202
Date	May 13, 2021
Instrument	2113318202

Lender

Name	CU/AMERICA FINANCIAL SERVICES INC
Type	Credit Union
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Feb 13, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,249 (+6.18%) Land $2,012 Building $16,237	$182,490 (+6.18%) Land $20,120 Building $162,370
2023	$3,638.00 (+2.59%)
2022	$3,546.00 (+2.31%)	$17,187 (-) Land $1,618 Building $15,569	$171,870 (-) Land $16,180 Building $155,690
2021	$3,466.00	$17,187 Land $1,618 Building $15,569	$171,870 Land $16,180 Building $155,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Google Fiber, T-Mobile, Zentro.

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