320 E 21st St, Unit 412, Chicago, IL 60616 Property Records

Cook County property record for 320 E 21st St, Unit 412, Chicago, IL 60616

Property Summary

Property Type	Condominium
Details	built 1927
Lot Size	0.503 acres (21,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$216,000 (Oct 2025)
Tax Bill	$3,638 (2023)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-22-315-066-1042`

Property Details

APN / Parcel Number

Primary APN	`17-22-315-066-1042`

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Condo/Apartment
Lot Area	21,897 sqft (0.503 acres)

Location & Zoning

Street Address	320 E 21ST ST, 412
City	CHICAGO
State	IL
Zip	60616-4979
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD 988
Legal Subdivision	CHESS LOFTS CONDO
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3000
Census Tract	330103

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4312 FOX CREEK DR, CRYSTAL LAKE, IL 60012-2302
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 5, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Apr 5, 2022 · Amount on Record
Deed Document Number	202522210
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 16, 2025
Property Address	320 E 21ST ST UNIT 412, 412, CHICAGO, IL 60616-4979
Document Number	0028922210
Map Reference	DOC 0734015061
Instrument Date	Sep 15, 2025
Instrument	2528922210
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 E 21ST ST UNIT 412, 412, CHICAGO, IL 60616-4979

Mortgage

Document Number	0028922211
Date	Oct 16, 2025
Instrument	2528922211

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate	7.12%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 5, 2022
Property Address	320 E 21ST ST UNIT 412, 412, CHICAGO, IL 60616-4979
Document Number	0009517018
Map Reference	DOC 0734015061
Instrument Date	Mar 28, 2022
Instrument	2209517018
Transaction Type	Transfer
Record Updated	Apr 15, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E 21ST ST UNIT 412, 412, CHICAGO, IL 60616-4979

Mortgage

Document Number	0009517019
Date	Apr 5, 2022
Instrument	2209517019

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,249 (+6.18%) Land $2,012 Building $16,237	$182,490 (+6.18%) Land $20,120 Building $162,370
2023	$3,638.00 (+28.1%) Homeowner's exemption	$17,187 (-) Land $1,618 Building $15,569	$171,870 (-) Land $16,180 Building $155,690
2022	$2,840.00 Homeowner's exemption	$17,187 Land $1,618 Building $15,569	$171,870 Land $16,180 Building $155,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Google Fiber, T-Mobile, Zentro.

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