320 Country Clb Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 320 Country Clb Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	5 bd · 3,573 sqft · built 1989
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Tax Bill	$3,761 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-06-04-0-00076-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-06-04-0-00076-00`

Interior

Bedrooms	5 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,573 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Street Address	320 COUNTRY CLUB DR
City	HERNANDO
State	MS
Zip	38632-4520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	GREEN T LAKES S-D SEC D 1ST R LOT 76
Legal Range	07
Legal Township	03
Legal Section	06
Legal Subdivision	GREEN T LAKES S-D
Legal Lot Number	76
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1002
Census Tract	71001

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	320 COUNTRY CLUB DR, HERNANDO, MS 38632-4520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2018	Deed of Trust, Mortgage · Line of Credit MISSISSIPPI LAND BANK ACA
May 1, 2020	Warranty Deed, Transfer · FHA Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020
Deed Sale	May 1, 2020
Prior Sale	Apr 20, 2009
Deed Document Number	0000918301
Deed Book / Page	918 / 301
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	320 COUNTRY CLUB DR, HERNANDO, MS 38632-4520
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004616/759
Date	Oct 5, 2018
Book Page	4616/759

Lender

Name	MISSISSIPPI LAND BANK ACA
Type	Bank
Address	SENATOBIA, MS 38668

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2038

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 1, 2020
Property Address	320 COUNTRY CLUB DR, HERNANDO, MS 38632-4520
Document Number	000918/301
Book / Page	918 / 301
Map Reference	MB 19 PG 26
Instrument Date	Apr 24, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 COUNTRY CLUB DR, HERNANDO, MS 38632-4520

Mortgage

Document Number	0004935706
Date	May 1, 2020
Instrument	4935/706

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,761.00 (+14.8%)	$32,291 (+36.75%) Land $4,000 Building $28,291	$322,912 (+36.75%) Land $40,000 Building $282,912
2023	$3,276.00	$23,613	$236,129 Land $40,000 Building $196,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	NESBIT WATER ASSOCIATION
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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