265 Country Clb Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 265 Country Clb Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,285 sqft · built 2004
Lot Size	1.55 acres (67,518 sqft)
Owner	Individual Name on Record
Tax Bill	$5,278 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-06-04-0-00069-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-06-04-0-00069-00`

Interior

Bedrooms	4 Beds
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,285 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	67,518 sqft (1.55 acres)
Pool Area	500 sqft
Patio Area	375 sqft

Location & Zoning

Street Address	265 COUNTRY CLUB DR
City	HERNANDO
State	MS
Zip	38632-6956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	GREEN T LAKES S-D SEC D 1ST R LOT 69
Legal Range	07
Legal Township	03
Legal Section	06
Legal Subdivision	GREEN T LAKES S-D
Legal Lot Number	69
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1011
Census Tract	71001

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	265 COUNTRY CLUB DR, HERNANDO, MS 38632-6956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Closed-End Mortgage CADENCE BANK NA
Aug 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2012
Deed Sale	Jul 10, 2012
Prior Sale	Jul 25, 2005
Deed Document Number	0000684559
Deed Book / Page	0684 / 559
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	265 COUNTRY CLUB DR, HERNANDO, MS 38632-6956
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 COUNTRY CLUB DR, HERNANDO, MS 38632-6956

Mortgage

Document Number	5660/98795
Date	Oct 24, 2023
Book Page	5660/98795

Lender

Name	CADENCE BANK NA
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 4, 2038

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	265 COUNTRY CLUB DR, HERNANDO, MS 38632-6956
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004582/641
Date	Aug 1, 2018
Book Page	4582/641
Instrument	T04582-00641

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 26, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,278.00 (+19.25%)	$45,313 (+42.01%) Land $4,000 Building $41,313	$453,131 (+42.01%) Land $40,000 Building $413,131
2023	$4,426.00	$31,908	$319,075 Land $40,000 Building $279,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	NESBIT WATER ASSOCIATION
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000

May also be available: Verizon.

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