Lafayette County property record for 320 Cottage Vw, Oxford, MS 38655
| Property Type | Other Improved |
|---|---|
| Details | 1 ba · 1,739 sqft · built 2024 |
| Lot Size | 0.058 acres (2,537 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,812 (2025) |
| Deeds & Mortgages | Dec 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 138N-33-195.00 |
| Primary APN | 138N-33-195.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,739 sqft Living Area |
| 1st Floor Area | 1,739 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 2,537 sqft |
| Account Number | 43921 |
|---|---|
| Street Address | 320 COTTAGE VW |
| City | OXFORD |
| State | MS |
| Zip | 38655-1978 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | UNIT 13 THE COTTAGES AT OXFORD FARMS & PART INTEREST IN COMMON ARE A |
| Legal Range | 03W |
| Legal Township | 08S |
| Legal Section | 33 |
| Legal Unit | 13 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950203 |
Source: Lafayette County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 COTTAGE VW, OXFORD, MS 38655-1978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Dec 17, 2024 |
| Property Address | 320 COTTAGE VW, OXFORD, MS 38655-1978 |
| Document Number | 0202410969 |
| Map Reference | DOC 2024-4487 |
| Instrument Date | Dec 16, 2024 |
| Instrument | 2024-10969 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3891 FOREST HILL IRENE RD, MEMPHIS, TN 38125-2502 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 320 COTTAGE VW, OXFORD, MS 38655-1978 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,812.00 | $59,861 | $598,610 Land $100,000 Building $498,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: AT&T, North East Fiber.
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