303 Cottage Vw, Oxford, MS 38655 Property Records

Lafayette County property record for 303 Cottage Vw, Oxford, MS 38655

Property Summary

Property TypeVacant Land
Details1 ba · 1,698 sqft · built 2024
Lot Size0.061 acres (2,697 sqft)
OwnerCompany Name on Record
Tax Bill$1,561 (2025)
Deeds & MortgagesMay 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN138N-33-201.00

Property Details

APN / Parcel Number

Primary APN138N-33-201.00
Alternative APN
  • 43927

Interior

Full Baths1 Bath
Building Area1,698 sqft Living Area
1st Floor Area1,698 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area2,697 sqft

Location & Zoning

Account Number43927
Street Address303 COTTAGE VW
CityOXFORD
StateMS
Zip38655-1978
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionUNIT 2 THE COTTAGES AT OXFORD FARMS & PART INTEREST IN COMMON AREA
Legal Range03W
Legal Township08S
Legal Section33
Legal Unit2
JurisdictionLAFAYETTE MS
Township / Civil Division5
Census Block Group3
Census Block3010
Census Tract950203

Owner

Source: Lafayette County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address3891 FOREST HILL IRENE RD, MEMPHIS, TN 38125-2502
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2025: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionLAFAYETTE MS
Recording DateMay 28, 2025
Property Address303 COTTAGE VW, OXFORD, MS 38655-1978
Document Number0020254459
Map ReferenceDOC 2024-4487
Instrument DateMay 27, 2025
Instrument2025-4459
Transaction TypeTransfer
Record UpdatedJan 2, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3891 FOREST HILL IRENE RD, MEMPHIS, TN 38125-2502

Transferred To (Grantee/Buyer)

NameVerified Name
Address5219 ALYSHEBA LN, MIDLAND, TX 79705-1940

Mortgage

Document Number0020254460
DateMay 28, 2025
Instrument2025-4460
Lender
NameBANKFIRST FINANCIAL SERVICES
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term61 Months
DueJun 1, 2030

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLafayette County
MunicipalityOxford City
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,561.00$12,000$80,000 Land $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OXFORD
serves 28,500 people · EPA ID MS0360011
Water SourceGroundwater
Last State InspectionAug 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable
10,000 / 10,000
T-Mobile
Fixed Wireless
100 / 20
C Spire Wireless
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: AT&T, North East Fiber.

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