Charlotte County property record for 320 Coldeway Dr, Unit 131, Punta Gorda, FL 33950
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 2,037 sqft · built 2005 |
| Lot Size | 0.047 acres (2,064 sqft) |
| Owner | Company Name on Record |
| Last Sale | $395,000 (May 2017) |
| Tax Bill | $6,186 (2025) |
| Deeds & Mortgages | Feb 2020 Transfer May 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 4000BAS0005000 |
| Primary APN | 4000BAS0005000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 15 Units |
| Stories | 1 Story |
| Building Area | 2,037 sqft Living Area |
| 1st Floor Area | 2,037 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 2,064 sqft (0.047 acres) |
| View / Lot | Waterfront |
| Sewer | Connected |
|---|
| Account Number | 4000BAS0005000 |
|---|---|
| Street Address | 320 COLDEWAY DR, 131 |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-5203 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | GM-15 |
| Legal Description | BASS INLET UNIT 131 2785/1833&GS-1&3&BS-D1 3786/615&GS-1&3&BS-D1 4201/1369&GS1&2&BS-D1 4541/808&GS1&2&BS-D1 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 12 |
| Legal Subdivision | BASS INLET |
| Legal Tract | BAS |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10402 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 658 MOORINGS CIR, STEVENSVILLE, MD 21666-2336 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 19, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 23, 2017 | Grant Deed, Transfer · Conventional Mortgage ACHIEVA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2017 · Amount on Record |
| Deed Sale | May 23, 2017 · Amount on Record |
| Prior Sale | Aug 23, 2005 · Amount on Record |
| Deed Document Number | 20172525665 |
| Deed Book / Page | 4201 / 1369 |
| Last Transfer Date | Feb 12, 2020 |
| Transfer Doc | 0045410808 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 19, 2020 |
| Property Address | 320 COLDEWAY DR UNIT 131, 131, PUNTA GORDA, FL 33950-5203 |
| Document Number | 0045410808 |
| Book / Page | 004541 / 000808 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 2787903 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 658 MOORINGS CIR STEVENSVILLE MD 216662336, STEVENSVILLE, MD 21666-2336 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 23, 2017 |
| Property Address | 320 COLDEWAY DR UNIT 131, 131, PUNTA GORDA, FL 33950-5203 |
| Document Number | 0042011369 |
| Book / Page | 004201 / 001369 |
| Instrument Date | May 16, 2017 |
| Instrument | 2525665 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1400 QUEEN ANNE DR CHESTER MD 216192824, CHESTER, MD 21619-2824 |
| Document Number | 42011370 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 004201/001370 |
| Instrument | 2525666 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,186.00 (-18.67%) | $372,262 (-7.93%) Building $372,262 | $372,262 (-14%) Building $372,262 |
| 2024 | $7,606.00 (+2.77%) | ||
| 2023 | $7,401.00 (+11.73%) | $404,346 (+8.12%) | $432,863 (+15.74%) |
| 2022 | $6,624.00 | $373,993 Building $373,993 | $373,993 Building $373,993 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 368 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 622 units insured incl. 254 condo units |
| Nearby Flood Claims | 229 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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