Charlotte County property record for 320 Coldeway Dr, Unit 123, Punta Gorda, FL 33950
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,689 sqft · built 2005 |
| Lot Size | 0.045 acres (1,981 sqft) |
| Owner | Owner Name on File |
| Last Sale | $364,900 (Aug 2005) |
| Tax Bill | $2,017 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 41-22-12-729-006 |
| Primary APN | 41-22-12-729-006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,689 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Construction Type | Log |
| Lot Area | 1,981 sqft (0.045 acres) |
| Account Number | 10004692394 |
|---|---|
| Old Parcel Number | 4000BAS0003000 |
| Street Address | 320 COLDEWAY DR UNIT 123, 123 |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-5203 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | GM-15 |
| Legal Description | BAS 000 0000 0123 BASS INLET UNIT 123 2778/335&GS-12&15&BS-D3 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 12 |
| Legal Subdivision | BASS INLET |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10402 |
The current owner of 320 Coldeway Dr, Unit 123 bought it in August 2005.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 320 COLDEWAY DR, PUNTA GORDA, FL 33950-5203 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2005 · Amount on File |
| Deed Sale | Aug 15, 2005 · Amount on File |
| Deed Document Number | 1434610 |
| Deed Book / Page | 2778 / 0335 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 320 Coldeway Dr, Unit 123 was $2,017 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,017.00 Homeowner's exemption | $162,412 | |
| 2023 | $2,249.00 (+5.14%) Homeowner's exemption | $153,238 (+3%) | $387,626 (+16.38%) |
| 2022 | $2,139.00 Homeowner's exemption | $148,775 | $333,071 Building $333,071 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 Coldeway Dr, Unit 123 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 368 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 622 units insured incl. 254 condo units |
| Nearby Flood Claims | 229 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 320 Coldeway Dr, Unit 123 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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