Lauderdale County property record for 320 Co Rd 124, Florence, AL 35633
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,971 sqft · built 1963 |
| Lot Size | 12 acres (522,720 sqft) |
| Owner | Company Name on File |
| Tax Bill | $797 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-02-04-0-006-016-000 |
| Primary APN | 15-02-04-0-006-016-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,971 sqft Living Area |
| 1st Floor Area | 1,971 sqft |
| Utility Area | 900 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 522,720 sqft (12 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Utility Building | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 63769 |
|---|---|
| Street Address | 320 COUNTY ROAD 124 |
| City | FLORENCE |
| State | AL |
| Zip | 35633-7337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 12 AC/C PT OF SW/4 SEC 04 T2S R11W BEG @ A PT 1160S E OF SW COR OF SEC 4 TH 160S NELY 1175S SE 825S W TO POB LESS PARCEL 16.0 |
| Legal Range | 11W |
| Legal Township | 02S |
| Legal Section | 04 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 11502 |
320 Co Rd 124 is owned by a company that acquired it in October 2024 and is owner-occupied.
Source: Lauderdale County records, as of November 24, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 320 COUNTY ROAD 124, FLORENCE, AL 35633-7337 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2019 | Deed of Trust, Mortgage · FHA Mortgage FIRST FEDERAL BANK FSB |
| Dec 3, 2018 | Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2024 |
| Deed Sale | Oct 8, 2024 |
| Prior Sale | Dec 3, 2018 |
| Deed Document Number | 0202441991 |
| Deed Book / Page | 2024 / 41991 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 320 COUNTY ROAD 124, FLORENCE, AL 35633-7337 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2019/32128 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 2019/32128 |
| Name | FIRST FEDERAL BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Dec 3, 2018 |
| Property Address | 320 COUNTY ROAD 124, FLORENCE, AL 35633-7337 |
| Document Number | 2018/51271 |
| Book / Page | 2018 / 51271 |
| Instrument Date | Nov 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 HUGHES ST, FLORENCE, AL 35633-1307 |
| Name | Verified Name |
|---|---|
| Address | 320 COUNTY ROAD 124, FLORENCE, AL 35633-7337 |
| Document Number | 2018/51274 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 2018/51274 |
| Name | FIRST FEDERAL BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 320 Co Rd 124 was $797 with a homeowner's exemption, up 3.8% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $797.00 (+3.78%) Homeowner's exemption | $23,000 (+3.79%) | $338,160 (+3.33%) Land $150,100 Building $188,060 |
| 2024 | $768.00 (+6.08%) Homeowner's exemption | $22,160 (+489.36%) Land $4,040 Building $18,120 | $327,260 (+7.26%) Land $146,000 Building $181,260 |
| 2023 | $724.00 (+21.89%) Homeowner's exemption | $3,760 (-78.14%) Land $3,760 | $305,100 (+28.79%) Land $134,000 Building $171,100 |
| 2022 | $594.00 Homeowner's exemption | $17,200 | $236,900 Land $96,200 Building $140,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Co Rd 124 in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1998–2004) |
| Most Recent Claim | Feb 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Co Rd 124 is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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