655 Co Rd 124, Florence, AL 35633 Property Records

Lauderdale County property record for 655 Co Rd 124, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,654 sqft · built 2020
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,152 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-02-04-0-006-010-000`

Property Details

APN / Parcel Number

Primary APN	`15-02-04-0-006-010-000`
Alternative APNs	`048452` `13784` `48452`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,654 sqft Living Area
2nd Floor Area	186 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	429 ft deep x 210 ft wide
Garage Area	2,400 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	48452
Street Address	655 COUNTY ROAD 124
City	FLORENCE
State	AL
Zip	35633-7332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	210 X 429.2 (390S) LOT 2.07 AC/D 1.9 AC/C IN THE SE/4 SEC 4 T2S R11W BEG 630 W OF SE COR OF NW/4 OF SE/4 TH W 210 N 429.2 E 2
Legal Range	11W
Legal Township	02S
Legal Section	04
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1019
Census Tract	11502

Owner

Source: Lauderdale County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 COUNTY ROAD 124, FLORENCE, AL 35633-7332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	655 COUNTY ROAD 124, FLORENCE, AL 35633-7332
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/4709
Date	Jan 27, 2021
Book Page	2021/4709

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,152.00 (+0.23%) Homeowner's exemption	$61,700 (+0.19%)	$616,800 (+0.19%) Land $42,400 Building $574,400
2024	$2,147.00 (+6.23%) Homeowner's exemption	$61,580 (+1,529.1%) Land $4,120 Building $57,460	$615,660 (+6.18%) Land $41,200 Building $574,460
2023	$2,021.00 (+21.45%) Homeowner's exemption	$3,780 (-92.09%) Land $3,780	$579,820 (+21.43%) Land $37,800 Building $542,020
2022	$1,664.00 Homeowner's exemption	$47,760	$477,500 Land $30,900 Building $446,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1998–2004)
Most Recent Claim	Feb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 124

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