La Plata County property record for 320 Clover Pl, Durango, CO 81303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 5,616 sqft · built 1983 |
| Lot Size | 4.21 acres (183,388 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $695,000 (May 2021) |
| Tax Bill | $3,872 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5905-111-02-021 |
| Primary APN | 5905-111-02-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 5,616 sqft Living Area |
| 1st Floor Area | 3,744 sqft |
| Basement Area | 1,872 sqft |
| Finished Basement | 1,872 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Lot Area | 183,388 sqft |
| Garage Type | Detached |
| Garage Area | 1,328 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 460 sqft |
| Deck Area | Deck Area |
| Patio Area | 208 sqft |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | R020196 |
|---|---|
| Street Address | 320 CLOVER PL |
| City | DURANGO |
| State | CO |
| Zip | 81303-6707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: MEADOWOOD FARMS S/D DESIGNATED AS PARK 320 CLOVER PL DURANGO 81303 |
| Legal Subdivision | MEADOWOOD FARMS S/D |
| Legal Block | 1 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO SOUTHWEST |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 940400 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 CLOVER PL, DURANGO, CO 81303-6707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 9, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTHWEST BANK |
| May 18, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on Record |
| Deed Sale | May 18, 2021 · Amount on Record |
| Deed Document Number | 20211192480 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 320 CLOVER PL, DURANGO, CO 81303-6707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 0001236708 |
|---|---|
| Date | Oct 9, 2024 |
| Instrument | 1236708 |
| Name | FIRST SOUTHWEST BANK |
|---|---|
| Type | Bank |
| Address | ALAMOSA, CO 81101 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2044 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | May 18, 2021 |
| Property Address | 320 CLOVER PL, DURANGO, CO 81303-6707 |
| Document Number | 0001192480 |
| Map Reference | DOC 373229 |
| Instrument Date | May 18, 2021 |
| Instrument | 1192480 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2298 E PIAZZA PL, GRAND JUNCTION, CO 81506-8442 |
| Document Number | 0001192481 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 1192481 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,010 (+4.17%) Land $13,080 Building $50,930 | $1,011,290 (+2.86%) Land $206,700 Building $804,590 | |
| 2025 | $3,872.00 (+43.3%) | $61,450 (+31.92%) Land $12,920 Building $48,530 | $983,150 (+41.41%) Land $206,700 Building $776,450 |
| 2024 | $2,702.00 (+13.82%) | ||
| 2023 | $2,374.00 (-0.75%) | $46,580 (+0.34%) Land $10,940 Building $35,640 | $695,240 (+4.11%) Land $163,310 Building $531,930 |
| 2022 | $2,392.00 | $46,420 Land $10,500 Building $35,920 | $667,820 Land $151,050 Building $516,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Colorado |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST HORIZON RANCH private · serves 323 people · EPA ID CO0134717 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Southern Ute Shared Services Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
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