La Plata County property record for 16 Clover Pl, Durango, CO 81303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 1,992 sqft · built 1977 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $469,000 (Apr 2019) |
| Tax Bill | $2,691 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2026 Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5905-114-02-007 |
| Primary APN | 5905-114-02-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,992 sqft Living Area |
| Gross Area | 2,476 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Lot Area | 143,748 sqft |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | Deck Area |
| Patio Area | 374 sqft |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | R014252 |
|---|---|
| Street Address | 16 CLOVER PL |
| City | DURANGO |
| State | CO |
| Zip | 81303-6726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: MEADOWOOD FARMS S/D BLOCK: 0 LOT: 14 MEADOWOOD FARMS SUB 16 CLOVER PL DURANGO 81303 |
| Legal Subdivision | MEADOWOOD FARMS S/D |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO SOUTHWEST |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 940400 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 CLOVER PL, DURANGO, CO 81303-6726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK |
| Jun 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage REGION 9 ECONOMIC DEV DIST/SW |
| Jun 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage REGION 9 ECONOMIC DEV DIST/SW |
| Aug 15, 2023 | Deed of Trust, Mortgage REGION 9 ECONOMIC DEVELPOMENT |
| Jan 22, 2024 | Deed of Trust, Mortgage · FHA Mortgage FLANAGAN STATE BANK |
| Jan 23, 2024 | Deed of Trust, Mortgage REGION 9 ECONOMIC DEVELOPMENT DISTRICT |
| Jun 23, 2025 | Deed of Trust, Mortgage REGION 9 ECONOMIC DEVELOPMENT DISTRICT O |
| Apr 26, 2019 | Deed of Trust, Mortgage REGION 9 ECONOMIC DEVLOPMENT DUSTRUCT OF |
| Apr 9, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK |
| Feb 17, 2017 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2019 · Amount on Record |
| Deed Sale | Apr 9, 2019 · Amount on Record |
| Prior Sale | Jun 26, 2014 · Amount on Record |
| Deed Document Number | 20191155173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | May 5, 2026 |
| Property Address | 16 CLOVER PL, DURANGO, CO 81303-6726 |
| Document Number | 0001253873 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20261253873 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | DURANGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 16 CLOVER PL, DURANGO, CO 81303-6726 |
| Document Number | 0001253873, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 20261253873 |
| Name | FLANAGAN STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Jun 8, 2026 |
| Property Address | 16 CLOVER PL, DURANGO, CO 81303-6726 |
| Document Number | 0001254897 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 20261254897 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 16 CLOVER PL, DURANGO, CO 81303-6726 |
| Document Number | 0001254897, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 20261254897 |
| Name | REGION 9 ECONOMIC DEV DIST/SW |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Jun 8, 2026 |
| Property Address | 16 CLOVER PL, DURANGO, CO 81303-6726 |
| Document Number | 0001254898 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 20261254898 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 16 CLOVER PL, DURANGO, CO 81303-6726 |
| Document Number | 0001254898, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 20261254898 |
| Name | REGION 9 ECONOMIC DEV DIST/SW |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 16 CLOVER PL, DURANGO, CO 81303-6726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16 CLOVER PL, DURANGO, CO 81303-6726 |
| Document Number | 0001224647 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 1224647 |
| Name | REGION 9 ECONOMIC DEVELPOMENT |
|---|---|
| Type | Non-Lending Institution |
| Address | DURANGO, CO 81301 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 16 CLOVER PL, DURANGO, CO 81303-6726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001229140 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 1229140 |
| Name | FLANAGAN STATE BANK |
|---|---|
| Type | Bank |
| Address | PAW PAW, IL 61353 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 16 CLOVER PL, DURANGO, CO 81303-6726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16 CLOVER PL, DURANGO, CO 81303-6726 |
| Document Number | 0001229238 |
|---|---|
| Date | Jan 23, 2024 |
| Instrument | 1229238 |
| Name | REGION 9 ECONOMIC DEVELOPMENT DISTRICT |
|---|---|
| Type | Government Agency |
| Address | DURANGO, CO 81301 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 16 CLOVER PL, DURANGO, CO 81303-6726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16 CLOVER PL, DURANGO, CO 81303-6726 |
| Document Number | 0001243864 |
|---|---|
| Date | Jun 23, 2025 |
| Instrument | 1243864 |
| Name | REGION 9 ECONOMIC DEVELOPMENT DISTRICT O |
|---|---|
| Type | Non-Lending Institution |
| Address | DURANGO, CO 81301 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 16 CLOVER PL, DURANGO, CO 81303-6726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001155773 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 1155773 |
| Name | REGION 9 ECONOMIC DEVLOPMENT DUSTRUCT OF |
|---|---|
| Type | Government Agency |
| Address | DURANGO, CO 81301 |
| Amount | Amount Recorded |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Apr 9, 2019 |
| Property Address | 16 CLOVER PL, DURANGO, CO 81303-6726 |
| Document Number | 0001155173 |
| Map Reference | DOC 373229 |
| Instrument Date | Apr 9, 2019 |
| Instrument | 1155173 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16 CLOVER PL, DURANGO, CO 81303-6726 |
| Document Number | 0001155174 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 1155174 |
| Name | FLANAGAN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 16 CLOVER PL, DURANGO, CO 81303-6726 |
| Document Number | 0001124895 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2017 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Address | 16 CLOVER PL DURANGO CO 813036726, DURANGO, CO 81303-6726 |
| Document Number | 0001124895 |
|---|---|
| Date | Feb 23, 2017 |
| Instrument | 1124895 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2047 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,830 (+6.69%) Land $10,790 Building $34,040 | $729,210 (+8.47%) Land $175,500 Building $553,710 | |
| 2025 | $2,691.00 (+50.25%) | $42,020 (+39.97%) Land $10,970 Building $31,050 | $672,240 (+50.05%) Land $175,500 Building $496,740 |
| 2024 | $1,791.00 (+13.35%) | ||
| 2023 | $1,580.00 (+3.95%) | $30,020 (+5.67%) Land $8,930 Building $21,090 | $448,020 (+9.6%) Land $133,270 Building $314,750 |
| 2022 | $1,520.00 | $28,410 Land $8,910 Building $19,500 | $408,780 Land $128,250 Building $280,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Southern Ute Shared Services Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
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