320 Circuit Rd, Franklin, TN 37064 Property Records

Williamson County property record for 320 Circuit Rd, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,440 sqft · built 2018
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Trust Names on File
Last Sale	$359,000 (Jul 2020)
Tax Bill	$4,868 (2025)
Deeds & Mortgages	May 2017 Construction Loan Oct 2019 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`106K-L-019.00-000`

Property Details

APN / Parcel Number

Primary APN	`106K-L-019.00-000`
Alternative APNs	`094106K L 01900` `1094288`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	4,440 sqft Living Area
Gross Area	5,119 sqft
1st Floor Area	4,440 sqft
Basement Area	1,131 sqft
Finished Basement	951 sqft
Unfinished Basement	180 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Corner
Garage Type	Attached
Garage Area	499 sqft
Driveway	Driveway
Driveway Area	1,000 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	320 CIRCUIT RD
City	FRANKLIN
State	TN
Zip	37064-8350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD HIGHLANDS @ LADD PARK SEC17 PB 62 PG 35 LOT 0045
Legal Subdivision	HIGHLANDS @ LADD PARK
Legal Lot Number	0045
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4051
Census Tract	51002

Owner

320 Circuit Rd is owner-occupied and held in a trust since December 2024.

Source: Williamson County records, as of October 20, 2025

Owner of Record	2 Trust Names on File
Mailing Address	320 CIRCUIT RD, FRANKLIN, TN 37064-8350
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2017	Deed of Trust, Mortgage · Construction Mortgage FRANKLIN SYNERGY BANK
Oct 21, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE FIRST COMMUNITY BANK OF TENNESSEE
Jul 23, 2020	Warranty Deed, Transfer · Conventional Mortgage RELIANT BANK
Feb 14, 2020	Loan Modification, Mortgage · Conventional Mortgage FIRST CMNTY BK/TN
Jun 4, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	Jun 4, 2018 · Amount on File
Deed Document Number	202037931
Deed Book / Page	8104 / 446
Last Transfer Date	Dec 23, 2024
Transfer Doc	0096400728
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	320 CIRCUIT RD, FRANKLIN, TN 37064-8350
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070640772
Date	May 2, 2017
Book Page	7064/0772
Instrument	17017152

Lender

Name	FRANKLIN SYNERGY BANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	320 CIRCUIT RD, FRANKLIN, TN 37064-8350
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077800562
Date	Oct 21, 2019
Book Page	7780/0562
Instrument	19043627

Lender

Name	THE FIRST COMMUNITY BANK OF TENNESSEE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jul 23, 2020
Property Address	320 CIRCUIT RD, FRANKLIN, TN 37064-8350
Document Number	0081040446
Book / Page	8104 / 446
Map Reference	MB P62 PG 35
Instrument Date	Jul 16, 2020
Instrument	20037931
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	LEHMAN TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,808.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CIRCUIT RD, FRANKLIN, TN 37064-8350

Mortgage

Document Number	0020037932
Date	Jul 23, 2020
Instrument	20037932

Lender

Name	RELIANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILLIAMSON TN
Property Address	320 CIRCUIT RD, FRANKLIN, TN 37064-8350
Document Number	0079010109
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	FIRST CMNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CIRCUIT RD FRANKLIN TN 370648350, FRANKLIN, TN 37064-8350

Mortgage

Document Number	0079010109
Date	Feb 25, 2020
Book Page	007901/000109
Instrument	8137

Lender

Name	FIRST CMNTY BK/TN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 24, 2040

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 4, 2018
Property Address	320 CIRCUIT RD, FRANKLIN, TN 37064-8350
Document Number	0073780496
Book / Page	007378 / 000496
Instrument Date	May 16, 2018
Instrument	21008
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$2,726.97
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CIRCUIT RD FRANKLIN TN 37064, FRANKLIN, TN 37064

Tax Assessment & Valuation

The 2025 property tax bill for 320 Circuit Rd was $4,868, up 17% from the year before.

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,868.00 (+17.02%)	$310,900 Land $100,625 Building $210,275	$1,243,600 Land $402,500 Building $841,100
2024	$4,160.00
2023	$4,160.00	$192,925 (-) Land $40,250 Building $152,675	$771,700 (-) Land $161,000 Building $610,700
2022	$4,160.00	$192,925 Land $40,250 Building $152,675	$771,700 Land $161,000 Building $610,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Circuit Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Circuit Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications, Verizon.

Nearby Properties on Circuit Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures