320 Cherry St, Edgerton, WI 53534 Property Records

Rock County property record for 320 Cherry St, Edgerton, WI 53534

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Mar 2026)
Tax Bill	$6,361 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-26-520.317`

Property Details

APN / Parcel Number

Primary APN	`6-26-520.317`
Alternative APN	`221 091317`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	221 091317
Street Address	320 CHERRY ST
City	EDGERTON
State	WI
Zip	53534-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 NE1/4 PT OL47 & 48 AP ONE TREE LOT 17
Legal Subdivision	ONE TREE SUBDIVISION
Legal Lot Number	17
Jurisdiction	ROCK WI
Township / Civil Division	EDGERTON
Census Block Group	4
Census Block	4001
Census Tract	3001

Owner

Source: Rock County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 CHERRY ST, EDGERTON, WI 53534-1342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU
Sep 8, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PNC BANK
Sep 8, 2023	Warranty Deed, Subdivision Related Transfer SECURITY FIRST TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Sep 8, 2023 · Amount on Record
Deed Document Number	20262306418
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Mar 31, 2026
Property Address	320 CHERRY ST, EDGERTON, WI 53534-1342
Document Number	0002306418
Map Reference	DOC 2217293
Instrument Date	Mar 31, 2026
Instrument	2306418
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,335.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CHERRY ST, EDGERTON, WI 53534-1342

Mortgage

Document Number	0002306419
Date	Mar 31, 2026
Instrument	2306419

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	11.3%

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Sep 8, 2023
Property Address	320 CHERRY ST, EDGERTON, WI 53534-1342
Document Number	0002247774
Map Reference	VL33PG85DOC2217293
Instrument Date	Aug 30, 2023
Instrument	2247774
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,197.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CHERRY ST, EDGERTON, WI 53534-1342

Mortgage

Document Number	0002247775
Date	Sep 8, 2023
Instrument	2247775

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Sep 8, 2023
Property Address	320 CHERRY ST, EDGERTON, WI 53534-1342
Document Number	0002247774
Map Reference	VL33PG85DOC2217293
Instrument Date	Aug 30, 2023
Instrument	2247774
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 12, 2024
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$1,197.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CHERRY ST, EDGERTON, WI 53534-1342

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
Municipality	Edgerton City
Unified School District	Edgerton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,361.00 Homeowner's exemption	$428,000 Land $34,000 Building $394,000	$431,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1979–2019)
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGERTON WATERWORKS serves 5,512 people · EPA ID WI1540119
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Corrosion control Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband.

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