305 Cherry St, Edgerton, WI 53534 Property Records

Rock County property record for 305 Cherry St, Edgerton, WI 53534

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$384,900 (Nov 2023)
Tax Bill	$6,127 (2025)
Deeds & Mortgages	Nov 2023 Sale Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-26-520.326`

Property Details

APN / Parcel Number

Primary APN	`6-26-520.326`
Alternative APN	`221 091326`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Account Number	221 091326
Street Address	305 CHERRY ST
City	EDGERTON
State	WI
Zip	53534-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 NE1/4 PT OL47 & 48 AP ONE TREE LOT 26
Legal Subdivision	ONE TREE SUBDIVISION
Legal Lot Number	26
Jurisdiction	ROCK WI
Township / Civil Division	EDGERTON
Census Block Group	4
Census Block	4001
Census Tract	3001

Owner

305 Cherry St is owned and occupied by an individual who bought it in November 2023.

Source: Rock County records, as of October 7, 2026

Owner of Record	Individual Name on File
Mailing Address	305 CHERRY ST, EDGERTON, WI 53534-1317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Warranty Deed, Subdivision Related Transfer SECURITY FIRST TITLE
Nov 7, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BLACKHAWK COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2023 · Amount on File
Deed Sale	Nov 7, 2023 · Amount on File
Prior Sale	Nov 7, 2023 · Amount on File
Deed Document Number	20232251601
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Nov 7, 2023
Property Address	305 CHERRY ST, EDGERTON, WI 53534-1317
Document Number	0002251601
Map Reference	VL33PG85DOC2217293
Instrument Date	Nov 1, 2023
Instrument	2251601
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 12, 2024
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount on Record
Tax	$1,154.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CHERRY ST, EDGERTON, WI 53534-1317

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Nov 7, 2023
Property Address	305 CHERRY ST, EDGERTON, WI 53534-1317
Document Number	0002251601
Map Reference	VL33PG85DOC2217293
Instrument Date	Nov 1, 2023
Instrument	2251601
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,154.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CHERRY ST, EDGERTON, WI 53534-1317

Mortgage

Document Number	0002251602
Date	Nov 7, 2023
Instrument	2251602

Lender

Name	BLACKHAWK COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	13.2%

Tax Assessment & Valuation

The 2025 property tax bill for 305 Cherry St was $6,127 with a homeowner's exemption.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
Municipality	Edgerton City
Unified School District	Edgerton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,127.00 Homeowner's exemption	$412,900 Land $34,400 Building $378,500	$416,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Cherry St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1979–2019)
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGERTON WATERWORKS serves 5,512 people · EPA ID WI1540119
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Corrosion control Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband.

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