320 Chambliss St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 320 Chambliss St, Chattanooga, TN 37405

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,008 sqft · built 2014
Lot Size0.343 acres (14,979 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Oct 2014)
Tax Bill$2,605 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN135C E 001.01

Property Details

APN / Parcel Number

Primary APN135C E 001.01
Alternative APN
  • 0000381165

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,008 sqft Living Area

Exterior

Year BuiltBuilt 2014
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,979 sqft (0.343 acres)
Lot Dimensions109 ft deep x 136 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000381165
Street Address320 CHAMBLISS ST
CityCHATTANOOGA
StateTN
Zip37405-3422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1 HIBBS SUB PB 98 PG 163 OUT OF 139C E 001 FOR 2014
Legal SubdivisionCHATT INVESTMENT CO
Legal Lot Number1
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group1
Census Block1012
Census Tract800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 CHAMBLISS ST, CHATTANOOGA, TN 37405-3422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
VALLEY VIEW HM LOANS
Jan 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2014 · Amount on Record
Deed SaleOct 24, 2014 · Amount on Record
Deed Document Number2014102400145
Deed Book / Page10327 / 986
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address320 CHAMBLISS ST, CHATTANOOGA, TN 37405-3422
Document Number0608000144
Instrument DateJun 1, 2020
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 CHAMBLISS ST CHATTANOOGA TN 374053422, CHATTANOOGA, TN 37405-3422

Mortgage

Document Number0608000144
DateJun 8, 2020
Book Page012027/000850
Instrument200608000144
Lender
NameVALLEY VIEW HM LOANS
AddressGARDEN GROVE, CA 92841
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 7, 2050

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address320 CHAMBLISS ST, CHATTANOOGA, TN 37405-3422
Document Number0000000035
Instrument DateJan 26, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address320 CHAMBLISS ST CHATTANOOGA TN 374053422, CHATTANOOGA, TN 37405-3422

Mortgage

Document Number0000000035
DateApr 30, 2018
Book Page011332/000177
Instrument35
Lender
NameFIRSTBANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 29, 2028

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,605.00 (+1.64%)$171,925 (+50.02%)$687,700 (+50.02%) Land $125,000 Building $562,700
2024$2,563.00$114,600 (-)$458,400 (-) Land $70,000 Building $388,400
2023$2,563.00$114,600 (-)$458,400 (-) Land $70,000 Building $388,400
2022$2,563.00$114,600$458,400 Land $70,000 Building $388,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims8 (1978–2009)
Claims Outside the SFHA1 of 8
Most Recent ClaimSep 2009 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 62% of Tennessee
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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