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304 Chambliss St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 304 Chambliss St, Chattanooga, TN 37405

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,404 sqft · built 2020
Lot Size0.206 acres (8,995 sqft)
OwnerIndividual Name on File
Last Sale$720,000 (Aug 2022)
Tax Bill$2,941 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jul 2022 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN135C E 006

Property Details

APN / Parcel Number

Primary APN135C E 006
Alternative APN
  • 0000058819

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,404 sqft Living Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,995 sqft (0.206 acres)
Lot Dimensions179 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000058819
Street Address304 CHAMBLISS ST
CityCHATTANOOGA
StateTN
Zip37405-3422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 210 NORTH CHATT LAND CO PB 1 PG 28 REV 112-119 REV 114-120
Legal SubdivisionNORTH CHATT LAND CO
Legal Lot Number210
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group1
Census Block1012
Census Tract800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address304 CHAMBLISS ST, CHATTANOOGA, TN 37405-3422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2022Warranty Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD
Jul 8, 2022Warranty Deed, Transfer
May 10, 2021Intrafamily Transfer, Transfer
Aug 18, 2020Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY
Feb 26, 2019Warranty Deed, Construction Loan · Construction Mortgage
FIRST VOLUNTEER BK
Nov 16, 2018Warranty Deed, Transfer
FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2022 · Amount on File
Deed SaleAug 9, 2022 · Amount on File
Prior SaleJul 8, 2022
Deed Document Number2022080900090
Deed Book / Page13053 / 580
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 9, 2022
Property Address304 CHAMBLISS ST, CHATTANOOGA, TN 37405-3422
Document Number0000000090
Book / Page13053 / 580
Map ReferenceMB 114 PG 120
Instrument DateAug 2, 2022
Instrument2022080900090
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,664.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 CHAMBLISS ST, CHATTANOOGA, TN 37405-3422

Mortgage

Document Number0130530583
DateAug 9, 2022
Instrument13053-0583
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 8, 2022
Property Address304 CHAMBLISS ST, CHATTANOOGA, TN 37405-3422
Document Number0000000222
Book / Page13019 / 822
Map ReferenceMB 114 PG 120
Instrument DateJun 3, 2022
Instrument2022070800222
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 CHAMBLISS ST, CHATTANOOGA, TN 37405-3422

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateMay 10, 2021
Property Address304 CHAMBLISS ST, CHATTANOOGA, TN 37405-3422
Document Number0000000152
Book / Page12478 / 437
Map ReferenceB 114 PG 120
Instrument DateApr 20, 2021
Instrument2021051000152
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address304 CHAMBLISS ST, CHATTANOOGA, TN 37405-3422

Transferred To (Grantee/Buyer)

NameVerified Name
Address1349 GALLERIA DR STE 200, 200, HENDERSON, NV 89014-8624
InvestorPossibly a Property Investor

August 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 18, 2020
Property Address304 CHAMBLISS ST, CHATTANOOGA, TN 37405-3422
Document Number0818000307
Book / Page012118 / 000322
Instrument DateAug 12, 2020
Instrument200818000307
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 16, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,758.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 CHAMBLISS ST CHATTANOOGA TN 37405, CHATTANOOGA, TN 37405

February 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 26, 2019
Property Address304 CHAMBLISS ST, CHATTANOOGA, TN 37405-3422
Document Number0226000191
Book / Page011573 / 000526
Instrument DateFeb 25, 2019
Instrument190226000191
Transaction TypeConstruction Loan
Record UpdatedMar 14, 2019
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Transaction

AmountAmount on Record
Tax$278.48
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4115 S CREEK RD CHATTANOOGA TN 374061022, CHATTANOOGA, TN 37406-1022

Mortgage

Document Number226000194
DateFeb 26, 2019
Book Page011573/000533
Instrument190226000194
Lender
NameFIRST VOLUNTEER BK
TypeBank
AddressRINGGOLD, GA 30736
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueFeb 25, 2020
Interest
Rate TypeAdjustable Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 16, 2018
Property Address304 CHAMBLISS ST, CHATTANOOGA, TN 37405-3422
Document Number1116000103
Book / Page011503 / 000320
Instrument DateNov 14, 2018
Instrument181116000103
Transaction TypeTransfer
Record UpdatedDec 4, 2018
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Transaction

AmountAmount on Record
Tax$188.70
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 CHAMBLISS ST CHATTANOOGA TN 37405, CHATTANOOGA, TN 37405

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,941.00 (+23.62%)$194,050 (+82.46%)$776,200 (+82.46%) Land $137,500 Building $638,700
2024$2,379.00$106,350 (-)$425,400 (-) Land $77,000 Building $348,400
2023$2,379.00$106,350 (-)$425,400 (-) Land $77,000 Building $348,400
2022$2,379.00$106,350$425,400 Land $77,000 Building $348,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims8 (1978–2009)
Claims Outside the SFHA1 of 8
Most Recent ClaimSep 2009 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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