320 Central Ave, Wilmette, IL 60091 Property Records

Cook County property record for 320 Central Ave, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,008 sqft · built 1922
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$1,300,000 (Jul 2021)
Tax Bill	$23,599 (2023)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-103-018`

Property Details

APN / Parcel Number

Primary APN	`05-35-103-018`
Alternative APN	`05-35-103-018-0000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,008 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1923
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	320 CENTRAL AVE
City	WILMETTE
State	IL
Zip	60091-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(INVERNESS) SUB OF BLKS1-8,11-13 IN WESTERFIELDS ADD TO WILMETTE IN T42,R13 SEC 26-42-13
Legal Range	13E
Legal Township	42N
Legal Section	26
Legal Subdivision	INVERNESS SUB
Legal Block	1-8
Legal Lot Number	12
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3042
Census Tract	801200

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 CENTRAL AVE, WILMETTE, IL 60091-1942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC
Jul 24, 2018	Deed of Trust, Mortgage WINTRUST MTG
Jul 24, 2018	Deed of Trust, Mortgage · Line of Credit NORTHBROOK BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Jun 17, 1998 · Amount on Record
Deed Document Number	20211287
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 16, 2021
Property Address	320 CENTRAL AVE, WILMETTE, IL 60091-1942
Document Number	0019701287
Instrument Date	Jun 28, 2021
Instrument	2119701287
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2618 N HALSTED ST, 2618, CHICAGO, IL 60614-2302

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	320 CENTRAL AVE, WILMETTE, IL 60091-1942

Mortgage

Document Number	0019701288
Date	Jul 16, 2021
Instrument	2119701288

Lender

Name	PROPER RATE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	320 CENTRAL AVE, WILMETTE, IL 60091-1942
Document Number	1821210065
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	320 CENTRAL AVE WILMETTE IL 600911942, WILMETTE, IL 60091-1942

Mortgage

Document Number	1821210065
Date	Jul 31, 2018
Instrument	21210065

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	320 CENTRAL AVE, WILMETTE, IL 60091-1942
Document Number	1821319065
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	320 CENTRAL AVE WILMETTE IL 600911942, WILMETTE, IL 60091-1942

Mortgage

Document Number	1821319065
Date	Aug 1, 2018
Instrument	21319065

Lender

Name	NORTHBROOK BK&TR
Type	Bank
Address	NORTHBROOK, IL 60062

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$153,001 (+47.12%) Land $26,813 Building $126,188	$1,530,010 (+47.12%) Land $268,130 Building $1,261,880
2023	$23,599.00 (+5.65%)
2022	$22,336.00	$103,999 Land $22,687 Building $81,312	$1,039,990 Land $226,870 Building $813,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	51 units insured incl. 45 condo units
Nearby Flood Claims	8 (1984–2014)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jul 2014 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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