319 Central Ave, Wilmette, IL 60091 Property Records

Cook County property record for 319 Central Ave, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,768 sqft · built 1918
Lot Size	0.41 acres (17,876 sqft)
Owner	2 Company Names on Record
Last Sale	$1,849,000 (Mar 2023)
Tax Bill	$31,374 (2023)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-108-007`

Property Details

APN / Parcel Number

Primary APN	`05-35-108-007`
Alternative APN	`05-35-108-007-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,768 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	17,876 sqft (0.41 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	319 CENTRAL AVE
City	WILMETTE
State	IL
Zip	60091-1941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(INVERNESS) SUB OF BLKS1-8,11-13 IN WESTERFIELDS ADD TO WILMETTE IN T42,R13 SEC 26-42-13
Legal Range	13E
Legal Township	42N
Legal Section	26
Legal Subdivision	INVERNESS SUB
Legal Block	1-8
Legal Lot Number	6
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	1
Census Block	1001
Census Tract	801300

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	319 CENTRAL AVE, WILMETTE, IL 60091-1941
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Apr 8, 2017	Deed of Trust, Mortgage · Line of Credit MB FIN'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2023 · Amount on Record
Deed Sale	Mar 14, 2023 · Amount on Record
Prior Sale	Sep 10, 2013 · Amount on Record
Deed Document Number	202333368
Last Transfer Date	Apr 17, 2025
Transfer Doc	0000022066
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 14, 2023
Property Address	319 CENTRAL AVE, WILMETTE, IL 60091-1941
Document Number	0007333368
Instrument Date	Mar 6, 2023
Instrument	2307333368
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,849.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 CENTRAL AVE, WILMETTE, IL 60091-1941

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	319 CENTRAL AVE, WILMETTE, IL 60091-1941

Mortgage

Document Number	0007333369
Date	Mar 14, 2023
Instrument	2307333369

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	319 CENTRAL AVE, WILMETTE, IL 60091-1941
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011639236
Date	Apr 26, 2021
Instrument	2111639236

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	319 CENTRAL AVE, WILMETTE, IL 60091-1941
Document Number	1710806076
Instrument Date	Apr 8, 2017
Transaction Type	Mortgage
Record Updated	Apr 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	319 CENTRAL AVE WILMETTE IL 600911941, WILMETTE, IL 60091-1941

Mortgage

Document Number	1710806076
Date	Apr 18, 2017
Instrument	10806076

Lender

Name	MB FIN'L BK
Type	Bank
Address	ROSEMONT, IL 60018

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$194,000 (+37.03%) Land $58,097 Building $135,903	$1,940,000 (+37.03%) Land $580,970 Building $1,359,030
2023	$31,374.00 (+5.74%)
2022	$29,672.00	$141,578 Land $49,159 Building $92,419	$1,415,780 Land $491,590 Building $924,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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