Cabarrus County property record for 320 Center St, Kannapolis, NC 28083
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 980 sqft · built 1930 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Sep 2021) |
| Tax Bill | $1,221 (2023) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5613 87 1205 |
| Primary APN | 5613 87 1205 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,250 sqft |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 184 sqft |
| Fence | Fence |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 149934 |
|---|---|
| Street Address | 320 CENTER ST |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-4584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | P/O LTS 38-42 CENTERVIEW BLK 3 |
| Legal Subdivision | CENTERVIEW ADD |
| Legal Block | 3 |
| Legal Lot Number | 38-42 39 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 40800 |
Source: Cabarrus County records · APN 5613 87 1205
Assessment roll updated January 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 320 CENTER ST, KANNAPOLIS, NC 28083-4584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Oct 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 2021 · Amount on Record |
| Deed Sale | Sep 24, 2021 · Amount on Record |
| Prior Sale | Jul 02, 1999 · Amount on Record |
| Deed Document Number | 0001552375 |
| Deed Book / Page | 15523 / 75 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 24, 2021 |
| Property Address | 320 CENTER ST, KANNAPOLIS, NC 28083-4584 |
| Document Number | 0001552375 |
| Book / Page | 15523 / 75 |
| Map Reference | MB 1 PG 67 |
| Instrument Date | Sep 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 EASTCLIFF DR SE, 30, CONCORD, NC 28025-3722 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 320 CENTER ST, KANNAPOLIS, NC 28083-4584 |
| Document Number | 0001552377 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 15523/77 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2026 |
| Change Frequency | Monthly |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 320 CENTER ST, KANNAPOLIS, NC 28083-4584 |
| Document Number | 1393661 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 320 CENTER ST KANNAPOLIS NC 280834584, KANNAPOLIS, NC 28083-4584 |
| Document Number | 1393661 |
|---|---|
| Date | Jan 06, 2020 |
| Book Page | 013936/000061 |
| Instrument | 424 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 05, 2025 |
Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,221.00 | $89,140 Land $34,000 Building $55,140 | $89,140 Land $34,000 Building $55,140 |
Source: FEMA National Flood Hazard Layer as of July 1, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 447 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures