Cabarrus County property record for 314 Center St, Kannapolis, NC 28083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,108 sqft · built 2010 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Jun 2018) |
| Tax Bill | $2,740 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5613 87 4319 |
| Primary APN | 5613 87 4319 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,108 sqft Living Area |
| Gross Area | 1,270 sqft |
| 1st Floor Area | 1,108 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,977 sqft (0.252 acres) |
| Lot Dimensions | 150 ft deep x 77 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 760 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 125189 |
|---|---|
| Street Address | 314 CENTER ST |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-4510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | WEST SIDE CENTER ST |
| Legal Subdivision | OLD CENTERGROVE |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 40800 |
Source: Cabarrus County records · APN 5613 87 4319
Assessment roll updated September 23, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 CENTER ST, KANNAPOLIS, NC 28083-4510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 08, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2018 · Amount on Record |
| Deed Sale | Jun 08, 2018 · Amount on Record |
| Deed Book / Page | 13034 / 255 |
| Last Transfer Date | Aug 08, 2018 |
| Transfer Doc | 0013133277 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 10, 2026 |
| Property Address | 314 CENTER ST, KANNAPOLIS, NC 28083-4510 |
| Document Number | 0000013709 |
| Book / Page | 18030 / 235 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 202613709 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 314 CENTER ST, KANNAPOLIS, NC 28083-4510 |
| Document Number | 0000013709, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 18030/235 |
| Instrument | 202613709 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 314 CENTER ST, KANNAPOLIS, NC 28083-4510 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015846314 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 15846/314 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 08, 2018 |
| Property Address | 314 CENTER ST, KANNAPOLIS, NC 28083-4510 |
| Document Number | 0013034255 |
| Book / Page | 13034 / 0255 |
| Map Reference | MB1 PG67 |
| Instrument Date | Jun 08, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4382 WINTERWOOD LN, 4382, HARRISBURG, NC 28075-6507 |
| Name | Verified Name |
|---|---|
| Address | 114 CENTER ST, KANNAPOLIS, NC 28083 |
| Document Number | 0013034258 |
|---|---|
| Date | Jun 08, 2018 |
| Instrument | 13034/258 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,740.00 (+41.75%) | $241,370 (+71.04%) Land $45,000 Building $196,370 | |
| 2024 | $241,370 (+71.04%) Land $45,000 Building $196,370 | ||
| 2023 | $1,933.00 | $141,120 Land $34,000 Building $107,120 | $141,120 Land $34,000 Building $107,120 |
Source: FEMA National Flood Hazard Layer as of July 1, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 447 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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