Pender County property record for 320 Castle Bay Dr, #D, Hampstead, NC 28443
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 2,237 sqft · built 2003 |
| Lot Size | 0.052 acres (2,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,000 (Jan 2021) |
| Tax Bill | $2,012 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3293-08-6721-0000 |
| Primary APN | 3293-08-6721-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,237 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Lot Area | 2,265 sqft (0.052 acres) |
| Porch | Porch |
| Porch Area | 27 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000041886 |
|---|---|
| Street Address | 320 CASTLE BAY DR, D |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2188 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD |
| Legal Description | L D, PB 39/51, CASTLE BAY TOWNHOUSE |
| Legal Subdivision | CASTLE BAY TOWNHOMES |
| Legal Lot Number | D |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920203 |
320 Castle Bay Dr, #D is owned and occupied by two individuals who bought it in January 2021.
Source: Pender County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 CASTLE BAY DR, D, HAMPSTEAD, NC 28443-2188 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jan 5, 2021 | Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2021 · Amount on File |
| Deed Sale | Jan 5, 2021 · Amount on File |
| Deed Document Number | 202120075948 |
| Deed Book / Page | 4736 / 2882 |
| Prior Transfer Date | Feb 26, 2007 |
| Prior Transfer Doc | 0033790307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 320 CASTLE BAY DR # D, D, HAMPSTEAD, NC 28443-2188 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|
| Document Number | 0048140664 |
|---|---|
| Date | Jun 2, 2023 |
| Book Page | 4814/664 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jan 5, 2021 |
| Property Address | 320 CASTLE BAY DR # D, D, HAMPSTEAD, NC 28443-2188 |
| Document Number | 0047362882 |
| Book / Page | 4736 / 2882 |
| Map Reference | MB 39 PG 51 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $448.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1626 DEERHAVEN DR, 1626, CRYSTAL LAKE, IL 60014-1926 |
| Name | Verified Name |
|---|---|
| Address | 320 CASTLE BAY DR # D, D, HAMPSTEAD, NC 28443-2188 |
| Document Number | 0047362886 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 4736/2886 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WILMINGTON, NC 28403 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 320 Castle Bay Dr, #D was $2,012.
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,012.00 | $361,404 Land $20,391 Building $341,013 | $361,404 Land $20,391 Building $341,013 |
| 2023 | $195,962 (-) Land $44,976 Building $150,986 | $195,962 (-) Land $44,976 Building $150,986 | |
| 2022 | $1,741.00 | $195,962 Land $44,976 Building $150,986 | $195,962 Land $44,976 Building $150,986 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Castle Bay Dr, #D in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 105 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 96 (1992–2020) |
| Claims Outside the SFHA | 30 of 96 |
| Most Recent Claim | Aug 2020 · Hurricane Isaias |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Castle Bay Dr, #D is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASTLE BAY S/D private · serves 777 people · EPA ID NC7071018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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