320 Castle Bay Dr, #B, Hampstead, NC 28443 Property Records

Pender County property record for 320 Castle Bay Dr, #B, Hampstead, NC 28443

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,560 sqft · built 2003
Lot Size	0.053 acres (2,309 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (Jan 2020)
Tax Bill	$1,747 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3293-08-5677-0000`

Property Details

APN / Parcel Number

Primary APN	`3293-08-5677-0000`
Alternative APNs	`000034802` `917039`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Townhouse
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	2,309 sqft (0.053 acres)
Porch	Porch
Porch Area	35 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000034802
Old Parcel Number	3293 08 5677 0000
Street Address	320 CASTLE BAY DR # B, B
City	HAMPSTEAD
State	NC
Zip	28443-2188
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD
Legal Description	BLDG 20R, UNIT B CASTLE BAY TOWNHOUSE
Legal Subdivision	CASTLE BAY TOWNHOMES
Legal Unit	B
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1005
Census Tract	920203

Owner

320 Castle Bay Dr, #B is owned and occupied by two individuals who bought it in January 2020.

Source: Pender County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 CASTLE BAY DR # B, B, HAMPSTEAD, NC 28443-2188
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on File
Deed Sale	Jan 27, 2020 · Amount on File
Prior Sale	Dec 19, 2008 · Amount on File
Deed Document Number	0028304702
Deed Book / Page	2830 / 4702
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 27, 2020
Property Address	320 CASTLE BAY DR # B, B, HAMPSTEAD, NC 28443-2188
Document Number	0047022830
Book / Page	004702 / 002830
Instrument Date	Jan 21, 2020
Instrument	20058952
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 814 HAMPSTEAD NC 284430814, HAMPSTEAD, NC 28443-0814

Mortgage

Document Number	47022833
Date	Jan 27, 2020
Book Page	004702/002833
Instrument	20058953

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 320 Castle Bay Dr, #B was $1,747.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,747.00	$299,426 Land $20,480 Building $278,946	$299,426 Land $20,480 Building $278,946
2023		$167,290 (-) Land $45,126 Building $122,164	$167,290 (-) Land $45,126 Building $122,164
2022	$1,612.00	$167,290 Land $45,126 Building $122,164	$167,290 Land $45,126 Building $122,164

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Castle Bay Dr, #B in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	96 (1992–2020)
Claims Outside the SFHA	30 of 96
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 48 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Castle Bay Dr, #B is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASTLE BAY S/D private · serves 777 people · EPA ID NC7071018
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20