320 Big Tree Ln, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 320 Big Tree Ln, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 2 ba · 3,908 sqft · built 1975
Lot Size	6.78 acres (295,772 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Oct 2011)
Tax Bill	$10,523 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-121-69`

Property Details

APN / Parcel Number

Primary APN	`049-121-69`
Alternative APN	`049-121-69-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	3,908 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	295,772 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Deck Area	1,962 sqft
Patio Area	1,962 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	320 BIG TREE LN
City	WATSONVILLE
State	CA
Zip	95076-8306
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Description	PARCEL MAPS 1 PG 23 PCL 22
Legal Subdivision	AS SHOWN ON THE PARCEL MAP
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2021
Census Tract	122402

Owner

Source: Santa Cruz County records · APN 049-121-69

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 BIG TREE LN, WATSONVILLE, CA 95076-8306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage LENDAGE LLC
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 07, 2011 · Amount on Record
Deed Sale	Oct 07, 2011 · Amount on Record
Prior Sale	Oct 10, 1996 · Amount on Record
Deed Document Number	201140886
Prior Transfer Date	Jul 25, 2008
Prior Transfer Doc	0000032763
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	320 BIG TREE LN, WATSONVILLE, CA 95076-8306
Transaction Type	Mortgage
Record Updated	Dec 07, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 BIG TREE LN, WATSONVILLE, CA 95076-8306

Mortgage

Document Number	0000022369
Date	Nov 20, 2023
Instrument	2023-0022369

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 01, 2033

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	320 BIG TREE LN, WATSONVILLE, CA 95076-8306
Transaction Type	Mortgage
Record Updated	Apr 02, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 BIG TREE LN, WATSONVILLE, CA 95076-8306

Mortgage

Document Number	0000016290
Date	Mar 19, 2021
Instrument	2021-0016290

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 01, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	320 BIG TREE LN, WATSONVILLE, CA 95076-8306
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 BIG TREE LN, WATSONVILLE, CA 95076-8306

Mortgage

Document Number	0000051758
Date	Dec 03, 2020
Instrument	2020-0051758

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$864,796 (+2%) Land $384,354 Building $480,442
2025	$10,523.00 (+9.48%)	$847,839 (+4.04%) Land $376,817 Building $471,022
2023	$9,612.00 (+1.95%)	$814,916 Land $362,185 Building $452,731	$1,161,720
2022	$9,428.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871224022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023, rainfall accumulation, Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 39% of California
Wildfire Likelihood	About 1 in 578 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Razzolink	Fixed Wireless (unlicensed)	500 / 250

May also be available at this address: Cruzio Internet, T-Mobile USA, Etheric Communications, LLC.. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Big Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures