140 Big Tree Ln, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 140 Big Tree Ln, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,576 sqft · built 1975
Lot Size	5.51 acres (240,190 sqft)
Owner	2 Company Names on Record
Last Sale	$1,850,000 (Sep 2020)
Tax Bill	$23,469 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`049-121-62`

Property Details

APN / Parcel Number

Primary APN	`049-121-62`
Alternative APN	`049-121-62-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,576 sqft Living Area
Gross Area	3,962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	240,190 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	1,386 sqft
Parking Spaces	5 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	140 BIG TREE LN
City	WATSONVILLE
State	CA
Zip	95076-8305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	LANDS/GEORGE JERCICH
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2021
Census Tract	122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	140 BIG TREE LN, WATSONVILLE, CA 95076-8305
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Intrafamily Transfer, Transfer
Oct 1, 2025	Intrafamily Transfer, Transfer
Oct 1, 2025	Intrafamily Transfer, Transfer
Mar 6, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 13, 2019	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Sep 30, 2020	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Aug 28, 2015 · Amount on Record
Deed Document Number	202039342
Prior Transfer Date	Jun 10, 2010
Prior Transfer Doc	0000022270
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 1, 2025
Property Address	140 BIG TREE LN, WATSONVILLE, CA 95076-8305
Document Number	0000020878
Map Reference	VOL 16 PG 71
Instrument Date	Oct 1, 2025
Instrument	2025-0020878
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 BIG TREE LN, WATSONVILLE, CA 95076-8305

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 1, 2025
Property Address	140 BIG TREE LN, WATSONVILLE, CA 95076-8305
Document Number	0000020877
Map Reference	VOL 16 PG 71
Instrument Date	Apr 24, 2025
Instrument	2025-0020877
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 BIG TREE LN, WATSONVILLE, CA 95076-8305

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 1, 2025
Property Address	140 BIG TREE LN, WATSONVILLE, CA 95076-8305
Document Number	0000020876
Map Reference	VOL 16 PG 71
Instrument Date	Apr 24, 2025
Instrument	2025-0020876
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	140 BIG TREE LN, WATSONVILLE, CA 95076-8305

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	140 BIG TREE LN, WATSONVILLE, CA 95076-8305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007698
Date	Mar 6, 2017
Instrument	2017-0007698

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	140 BIG TREE LN, WATSONVILLE, CA 95076-8305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006406
Date	Mar 13, 2019
Instrument	2019-0006406

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79935

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 30, 2020
Property Address	140 BIG TREE LN, WATSONVILLE, CA 95076-8305
Document Number	0000039342
Map Reference	VOL 16 PG 71
Instrument Date	Sep 22, 2020
Instrument	2020-0039342
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	140 BIG TREE LN, WATSONVILLE, CA 95076-8305

Mortgage

Document Number	0000039343
Date	Sep 30, 2020
Instrument	2020-0039343

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,042,550 (+2%) Land $1,269,693 Building $772,857
2025	$23,469.00 (+8.67%) Homeowner's exemption	$2,002,500 (+4.04%) Land $1,244,797 Building $757,703
2023	$21,596.00 (+1.82%)	$1,924,740 Land $1,196,460 Building $728,280	$1,729,080
2022	$21,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: Cruzio, Etheric Networks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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