Carter County property record for 312 Ash St, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,462 sqft · built 1955 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $37,000 (Jan 1997) |
| Tax Bill | $611 (2025) |
| Deeds & Mortgages | Jul 2015 Mortgage Jul 2006 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0090-00-003-004-0-001-00 |
| Primary APN | 0090-00-003-004-0-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,462 sqft Living Area |
| 1st Floor Area | 1,462 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 672 sqft |
| Patio Area | 252 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 8310 |
|---|---|
| Street Address | 312 ASH ST |
| City | ARDMORE |
| State | OK |
| Zip | 73401-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BRANTLEY, BLK 3 LOT 4 (70X120.10X70.03X122.34) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 19 |
| Legal Subdivision | BRANTLEY ADDN |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 892601 |
312 Ash St is owned and occupied by two individuals who bought it in January 1997.
Source: Carter County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 ASH ST, ARDMORE, OK 73401-1719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2015 | Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE FINANCIAL RESOURCES LLC |
| Jul 24, 2006 | Deed of Trust, Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 1997 · Amount on File |
| Deed Sale | Jan 17, 1997 · Amount on File |
| Prior Sale | May 26, 1995 · Amount on File |
| Deed Book / Page | 3088 / 273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 312 ASH ST, ARDMORE, OK 73401-1719 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | NATIONS TITLE |
| Name | Verified Name |
|---|
| Document Number | 006101/058 |
|---|---|
| Date | Jul 2, 2015 |
| Book Page | 6101/058 |
| Instrument | 2015-007704 |
| Name | ALLIANCE FINANCIAL RESOURCES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHOENIX, AZ 85054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 312 ASH ST, ARDMORE, OK 73401-1719 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004502/048 |
|---|---|
| Date | Jul 24, 2006 |
| Book Page | 4502/048 |
| Instrument | 2006-009024 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 10, 2036 |
The 2025 property tax bill for 312 Ash St was $611 with a homeowner's exemption, down 0.2% from the year before.
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,341 (+2.99%) Land $517 Building $6,824 | $61,175 (-55.41%) Land $4,307 Building $56,868 | |
| 2025 | $611.00 (-0.16%) Homeowner's exemption | $7,128 (+3.02%) Land $502 Building $6,626 | $137,193 (-2%) Land $10,000 Building $127,193 |
| 2024 | $612.00 (+8.32%) Homeowner's exemption | $6,919 (+2.98%) Land $487 Building $6,432 | $139,990 (-1.21%) Land $10,000 Building $129,990 |
| 2023 | $565.00 Homeowner's exemption | $6,719 Land $473 Building $6,246 | $141,704 Land $10,000 Building $131,704 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 312 Ash St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 312 Ash St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARDMORE serves 24,893 people · EPA ID OK1010814 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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