320 Arbor Ln, Franklin, NC 28734 Property Records

Macon County property record for 320 Arbor Ln, Franklin, NC 28734

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,551 sqft · built 1988
Lot Size1.81 acres (78,844 sqft)
OwnerCompany Name on Record
Tax Bill$1,140 (2026)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN6577830716

Property Details

APN / Parcel Number

Primary APN6577830716
Alternative APNs
  • 1117314
  • 157970
  • 16235

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,551 sqft Heated Area
1st Floor Area1,551 sqft
Basement Area1,551 sqft
Finished Basement1,551 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area78,844 sqft (1.81 acres)
TerrainRolling
Garage TypeFinished
Garage Area759 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area44 sqft
Deck Area739 sqft
Patio Area161 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number157970
Street Address320 ARBOR LN
CityFRANKLIN
StateNC
Zip28734-6116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 16A DEERWOOD SUB
Legal SubdivisionDEERWOOD SUBD
Legal Lot Number16A
JurisdictionMACON NC
Township / Civil DivisionCOWEE
Census Block Group1
Census Block1009
Census Tract970200

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address320 ARBOR LN, FRANKLIN, NC 28734-6116
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 1995
Deed SaleFeb 7, 1995
Deed Book / Page20 / 11371138
Last Transfer DateJul 10, 2024
Transfer Doc00F43/1952
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address320 ARBOR LN, FRANKLIN, NC 28734-6116
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberD38/1538
DateSep 6, 2017
Book PageD-38/1538
Instrument2017006018
Lender
NameUNITED COMMUNITY BANK (CHATHAM IL)
TypeBank
AddressBREVARD, NC 28712
Agreement
AmountAmount Recorded
Term359 Months
DueAug 7, 2047

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,140.00$293,110 (-) Land $38,890 Building $254,220$293,110 (-) Land $38,890 Building $254,220
2025$1,140.00 (+0.97%)$293,110 (-0.07%) Land $38,890 Building $254,220$293,110 (-0.07%) Land $38,890 Building $254,220
2023$1,129.00$293,310 Land $38,890 Building $254,420$293,310 Land $38,890 Building $254,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2004–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 82% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Arbor Ln

Nearby Streets

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