320 Adams St, Covington, OH 45318 Property Records

Miami County property record for 320 Adams St, Covington, OH 45318 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1900
Square Footage	1,467 sqft Living Area
Lot Size	13,852 sqft (0.318 acres)
Occupancy	Owner Occupied
Last Sale	$57,000 (1991)
Tax Bill	$1,651.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`H19-006110`
Alternative APNs	`080530.1-02-006-00` `H19NH033 00600`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,467 sqft Living Area
1st Floor	1,910 sqft 1st Floor
Upper Floors	512 sqft Upper Floors
Basement Area	640 sqft Basement
Unfinished Basement	640 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	13,852 sqft (0.318 acres)
Depth X Width	132 ft x 105 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Detached Garage
Garage Area	880 sqft Garage

Exterior Amenities

Shed	1 Shed
Patio Area	96 sqft Patio
Porch Area	320 sqft Porch
Canopy Area	300 sqft Canopy

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	320 ADAMS ST
City	COVINGTON
State	OH
Zip	45318-1404
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IL 1344 105'
Legal Lot Number	1344
Jurisdiction	MIAMI OH
Minor Civil Division	NEWBERRY
Census Blockgroup	1
Census Block	1010
Census Tract	325000

Owner

Source: Miami County records · APN H19-006110

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 ADAMS ST, COVINGTON, OH 45318-1404
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 09, 1991 · Amount on Record
Deed Sale	Dec 09, 1991 · Amount on Record
Record Refreshed	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	320 ADAMS ST, COVINGTON, OH 45318-1404
Document Number	0000006547
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	320 ADAMS ST COVINGTON OH 453181404, COVINGTON, OH 45318-1404

Mortgage

Document Number	0000006547
Date	May 22, 2020
Instrument	6547

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45434

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,651.00 Homeowner's exemption	$54,430 (+24.01%) Land $11,660 Building $42,770	$155,500 (+24%) Land $33,300 Building $122,200
2024	$1,651.00 (+3.84%) Homeowner's exemption	$43,890 (-) Land $12,600 Building $31,290
2023	$1,590.00 (-3.46%) Homeowner's exemption	$43,890 (-) Land $12,600 Building $31,290	$125,400 (-) Land $36,000 Building $89,400
2022	$1,647.00 Homeowner's exemption	$43,890 Land $12,600 Building $31,290	$125,400 Land $36,000 Building $89,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.