Miami County property record for 319 Adams St, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1986 |
| Lot Size | 0.388 acres (16,901 sqft) |
| Owner | Trust Name on File |
| Last Sale | $30,300 (Jul 2012) |
| Tax Bill | $1,566 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | H19-011740 |
| Primary APN | H19-011740 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 3,120 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 16,901 sqft (0.388 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 319 ADAMS ST |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL-1239 70' |
| Legal Lot Number | 1239 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 325000 |
319 Adams St is owner-occupied and held in a trust since July 2012.
Source: Miami County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 319 ADAMS ST, COVINGTON, OH 45318-1403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2012 · Amount on File |
| Deed Sale | Jul 11, 2012 · Amount on File |
| Prior Sale | Apr 1, 1986 · Amount on File |
| Deed Document Number | 20122012OR-09179 |
| Deed Book / Page | 284 / 321 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 319 Adams St was $1,566, up 3% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,566.00 (+2.96%) | $50,580 (+27.31%) Land $8,820 Building $41,760 | $144,500 Land $25,200 Building $119,300 |
| 2024 | $1,521.00 (+3.75%) | $39,730 (-) Land $9,560 Building $30,170 | |
| 2023 | $1,466.00 (-3.43%) | $39,730 (-) Land $9,560 Building $30,170 | $113,500 (-) Land $27,300 Building $86,200 |
| 2022 | $1,518.00 | $39,730 Land $9,560 Building $30,170 | $113,500 Land $27,300 Building $86,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 319 Adams St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 319 Adams St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
5G (outdoors only) and 4G LTE
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