320 7th St, Duluth, MN 55810 Property Records

St. Louis County property record for 320 7th St, Duluth, MN 55810 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.75 Baths
Year BuiltBuilt 1963
Square Footage1,040 sqft Gross Area
Lot Size9,375 sqft (0.215 acres)
OccupancyOwner Occupied
Last Sale$129,900 (2015)
Tax Bill$3,260.00 (2026)

Property Details

APN / Parcel Number

Primary APN185-0060-00520
Alternative APN
  • 990498

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms3 Rooms
Building Area1,040 sqft Gross Area
1st Floor1,040 sqft 1st Floor
Basement Area936 sqft Basement
Finished Basement936 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area9,375 sqft (0.215 acres)
Garage Area336 sqft Garage
SaunaSauna
Storage Building72 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number990498
Street Address320 7TH ST
CityDULUTH
StateMN
Zip55810-2817
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 16 17 AND 18 SERIAL #
Legal SubdivisionTHIRD DIVISION OF PROCTOR KNOTT
Legal Block2
Legal Lot Number16-17
JurisdictionST LOUIS MN
Minor Civil DivisionPROCTOR
Census Blockgroup1
Census Block1024
Census Tract10100

Owner

Source: St. Louis County records · APN 185-0060-00520

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address320 7TH ST, DULUTH, MN 55810-2817
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 03, 2024Deed of Trust, Mortgage · Line of Credit
NORTH SHORE BANK OF COMMERCE
Jan 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2015 · Amount on Record
Deed SaleJun 17, 2015 · Amount on Record
Deed Doc Number20151263155
Record RefreshedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address320 7TH ST, DULUTH, MN 55810-2817
Transaction TypeMortgage
Record UpdatedMay 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 7TH ST, PROCTOR, MN 55810-2817

Mortgage

Document Number0001487270
DateMay 03, 2024
Instrument1487270
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueApr 23, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address320 7TH ST, DULUTH, MN 55810-2817
Document Number00A1371221
Instrument DateJan 07, 2020
Transaction TypeMortgage
Record UpdatedFeb 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address320 7TH ST PROCTOR MN 558102817, PROCTOR, MN 55810-2817

Mortgage

Document Number00A1371221
DateJan 13, 2020
InstrumentA1371221
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 12, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityProctor City
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,260.00 (+53.63%) Homeowner's exemption
2025$2,122.00 (+8.27%) Homeowner's exemption$249,000 (+39.97%) Land $20,200 Building $228,800$249,000 (+39.97%) Land $20,200 Building $228,800
2024$1,960.00$177,900 (+30.43%) Land $17,500 Building $160,400$177,900 (+30.43%) Land $17,500 Building $160,400
2022$136,400 Land $13,200 Building $123,200$136,400 Land $13,200 Building $123,200

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