312 7th St, Duluth, MN 55810 Property Records

St. Louis County property record for 312 7th St, Duluth, MN 55810 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,180 sqft · built 1910
Lot Size0.096 acres (4,223 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Jun 2022)
Tax Bill$2,706 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN185-0060-00460

Property Details

APN / Parcel Number

Primary APN185-0060-00460
Alternative APN
  • 1132628

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,180 sqft Gross Area
1st Floor Area700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area4,223 sqft (0.096 acres)
Garage Area308 sqft

Exterior Amenities

PorchPorch
Porch Area156 sqft
Deck Area30 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1132628
Street Address312 7TH ST
CityDULUTH
StateMN
Zip55810-2817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0011 BLOCK:002 SERIAL #
Legal SubdivisionPROCTORKNOTT THIRD DIV OF
Legal Block2
Legal Lot Number11
JurisdictionST LOUIS MN
Township / Civil DivisionPROCTOR
Census Block Group1
Census Block1024
Census Tract10100

Owner

Source: St. Louis County records · APN 185-0060-00460

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address312 7TH ST, DULUTH, MN 55810-2817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2022Warranty Deed, Transfer · Conventional Mortgage
FRANDSEN BANK & TRUST
May 12, 2020Warranty Deed, Transfer · Conventional with PMI
MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2022 · Amount on Record
Deed SaleJun 29, 2022 · Amount on Record
Prior SaleJul 16, 2021 · Amount on Record
Deed Document Number20221446397
Prior Transfer DateJul 08, 2021
Prior Transfer Doc0001419388
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 29, 2022
Property Address312 7TH ST, DULUTH, MN 55810-2817
Document Number0001446397
Instrument DateJun 27, 2022
Instrument1446397
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyTHE TITLE FIRM, THE TITLE TEAM

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$759.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address312 7TH ST, PROCTOR, MN 55810-2817

Mortgage

Document Number0001446398
DateJun 29, 2022
Instrument1446398
Lender
NameFRANDSEN BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 12, 2020
Property Address312 7TH ST, DULUTH, MN 55810-2817
Document Number00A1379565
Instrument DateMay 08, 2020
InstrumentA1379565
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$597.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 7TH ST DULUTH MN 558102817, DULUTH, MN 55810-2817

Mortgage

Document NumberA1379566
DateMay 12, 2020
InstrumentA1379566
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
AddressDULUTH, MN 55816
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 11, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityProctor City
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,706.00 (-7.77%) Homeowner's exemption
2025$2,934.00 (+7.87%) Homeowner's exemption$213,200 (-7.9%) Land $8,900 Building $204,300$213,200 (-7.9%) Land $8,900 Building $204,300
2024$2,720.00$231,500 (+53.41%) Land $9,100 Building $222,400$231,500 (+53.41%) Land $9,100 Building $222,400
2022$150,900 Land $6,900 Building $144,000$150,900 Land $6,900 Building $144,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1978–2012)
Claims Outside the SFHA1 of 6
Most Recent ClaimJun 2012, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 417 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
AirFiberFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, Spectrum, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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