320 4th St, Mc Gregor, IA 52157 Property Records

Clayton County property record for 320 4th St, Mc Gregor, IA 52157

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,813 sqft · built 1897
Lot Size	0.197 acres (8,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,500 (Mar 2018)
Tax Bill	$4,216 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-34-22-456-011`

Property Details

APN / Parcel Number

Primary APN	`22-34-22-456-011`
Alternative APN	`3422456011`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,813 sqft Living Area
1st Floor Area	1,391 sqft
Basement Area	1,391 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Architectural Style	Victorian
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,585 sqft (0.197 acres)
Lot Dimensions	101 ft deep x 100 ft wide
Porch	Slab
Porch Area	644 sqft
Patio Area	251 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	320 4TH ST
City	MC GREGOR
State	IA
Zip	52157-8592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JMJ ADDN. LOTS 11 & 12 BLK 19
Legal Subdivision	JMJ ADD
Legal Block	19
Legal Lot Number	11,12
Jurisdiction	CLAYTON IA
Township / Civil Division	MENDON
Census Block Group	3
Census Block	3045
Census Tract	70100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Effigy Mounds National Monument listed 1966 · 192 contributing resources · NRIS 66000109

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clayton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 VIKING ST, SOUTH BOSTON, MA 02127-4228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2018 · Amount on Record
Deed Sale	Mar 8, 2018 · Amount on Record
Prior Sale	Nov 15, 2005 · Amount on Record
Deed Document Number	2018668
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	Mar 8, 2018
Property Address	320 4TH ST, MC GREGOR, IA 52157-8592
Document Number	2018R00668
Instrument Date	Mar 6, 2018
Instrument	2018R00668
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 359, MC GREGOR, IA 52157-0359

Mortgage

Document Number	2018R00670
Date	Mar 8, 2018
Instrument	2018R00670

Lender

Name	DIGITAL FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	McGregor City
Unified School District	MFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,216.00 (+11.53%) Homeowner's exemption	$269,091 (+19.29%) Land $21,007 Building $248,084	$269,091 (+19.29%) Land $21,007 Building $248,084
2024	$3,780.00 (-10.09%)
2023		$225,571 Land $18,267 Building $207,304	$225,571 Land $18,267 Building $207,304
2022	$4,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	15 (1982–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Apr 2023 · Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 3 claims Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCGREGOR WATER DEPT serves 747 people · EPA ID IA2258012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500
Verizon Fixed Wireless	300 / 20