319 4th St, Mc Gregor, IA 52157 Property Records

Clayton County property record for 319 4th St, Mc Gregor, IA 52157

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,430 sqft · built 1955
Lot Size	0.201 acres (8,775 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,158 (2025)
Deeds & Mortgages	Aug 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`22-34-22-457-003`

Property Details

APN / Parcel Number

Primary APN	`22-34-22-457-003`
Alternative APN	`3422457003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,430 sqft Living Area
1st Floor Area	2,232 sqft
Basement Area	1,116 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,775 sqft (0.201 acres)
Lot Dimensions	75 ft deep x 93 ft wide

Exterior Amenities

Pool Area	448 sqft
Porch	Slab
Porch Area	120 sqft
Patio Area	2,458 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	319 4TH ST
City	MC GREGOR
State	IA
Zip	52157-8592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE 75 FT LOT 3 & LOT 4 BLK 20
Legal Subdivision	JAMES MCGREGOR JRS ADDITION
Legal Block	20
Legal Lot Number	3,4
Jurisdiction	CLAYTON IA
Township / Civil Division	MENDON
Census Block Group	1
Census Block	1011
Census Tract	70100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Effigy Mounds National Monument listed 1966 · 192 contributing resources · NRIS 66000109

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

319 4th St is owner-occupied and held in a trust since August 2026.

Source: Clayton County records, as of September 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	319 4TH ST, MC GREGOR, IA 52157-8592
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 6, 2026
Transfer Doc	0000002282
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAYTON IA
Recording Date	Aug 6, 2026
Property Address	319 4TH ST, MC GREGOR, IA 52157-8592
Document Number	0000002282
Instrument Date	Aug 6, 2026
Instrument	20262282
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	319 4TH ST, MC GREGOR, IA 52157-8592

Tax Assessment & Valuation

The 2025 property tax bill for 319 4th St was $3,158, up 13.8% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	McGregor City
Unified School District	MFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,158.00 (+13.84%)	$236,048 Land $19,915 Building $216,133	$236,048 Land $19,915 Building $216,133
2024	$2,774.00
2023		$197,931 Land $17,318 Building $180,613	$197,931 Land $17,318 Building $180,613
2022	$3,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	12 (1986–2023)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Apr 2023 · Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCGREGOR WATER DEPT serves 747 people · EPA ID IA2258012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500
Verizon Fixed Wireless	300 / 20