320 3rd St N, Delano, MN 55328 Property Records

Wright County property record for 320 3rd St N, Delano, MN 55328

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,452 sqft · built 1920
Lot Size	0.171 acres (7,464 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Apr 2024)
Tax Bill	$3,310 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`107-022-005060`

Property Details

APN / Parcel Number

Primary APN	`107-022-005060`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,135 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,464 sqft (0.171 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	204 sqft
Deck Area	252 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	320 3RD ST N
City	DELANO
State	MN
Zip	55328-8807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-118 RANGE-025 LITCHFIELDS ADDN LOT-006 BLOCK-005
Legal Range	025
Legal Township	118
Legal Section	12
Legal Subdivision	FIELDS ADDN
Legal Block	5
Legal Lot Number	6
Jurisdiction	WRIGHT MN
Township / Civil Division	DELANO
Census Block Group	1
Census Block	1017
Census Tract	101002

Owner

320 3rd St N is owned and occupied by two individuals who bought it in April 2024.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 3RD ST N, DELANO, MN 55328-8807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Jun 8, 2021	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA
Jun 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 8, 2017	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MTG
May 5, 2017	Warranty Deed, Transfer MODERN TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on File
Deed Sale	Apr 8, 2024 · Amount on File
Prior Sale	Jun 8, 2021 · Amount on File
Deed Document Number	20241635489
Prior Transfer Date	Jun 18, 2019
Prior Transfer Doc	0001398153
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 8, 2024
Property Address	320 3RD ST N, DELANO, MN 55328-8807
Document Number	00A1550242
Instrument Date	Apr 8, 2024
Instrument	A1550242
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	@TITLE LLC, TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	320 3RD ST N, DELANO, MN 55328-8807
Investor	Possibly a Property Investor

Mortgage

Document Number	00A1550243
Date	Apr 8, 2024
Instrument	A1550243

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 8, 2021
Property Address	320 3RD ST N, DELANO, MN 55328-8807
Document Number	0001472884
Instrument Date	Jun 7, 2021
Instrument	1472884
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	@TITLE LLC, TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 3RD ST N, DELANO, MN 55328-8807

Mortgage

Document Number	0001472885
Date	Jun 8, 2021
Instrument	1472885

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Mortgage

Document Number	0001472886
Date	Jun 8, 2021
Instrument	1472886

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 18, 2019
Property Address	320 3RD ST N, DELANO, MN 55328-8807
Document Number	0001398153
Instrument Date	Jun 18, 2019
Instrument	1398153
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 3RD ST N DELANO MN 553288807, DELANO, MN 55328-8807

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	320 3RD ST N, DELANO, MN 55328-8807
Document Number	0001360536
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	RESOURCE R/E SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 3RD ST N DELANO MN 553288807, DELANO, MN 55328-8807

Mortgage

Document Number	0001360536
Date	Dec 20, 2017
Instrument	1360536

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 5, 2017
Property Address	320 3RD ST N, DELANO, MN 55328-8807
Document Number	0001342613
Instrument Date	Apr 18, 2017
Instrument	1342613
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	MODERN TITLE LLC

Transaction

Amount	Amount on Record
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 3RD ST N, DELANO, MN 55328-8807

Tax Assessment & Valuation

The 2026 property tax bill for 320 3rd St N was $3,310.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Delano City
County	Wright County
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,310.00	$308,600 (+3.42%) Land $53,000 Building $255,600	$308,600 (+3.42%) Land $53,000 Building $255,600
2025		$298,400 Land $53,000 Building $245,400	$298,400 Land $53,000 Building $245,400
2023	$3,036.00 (+17.13%)	$273,400 Land $55,000 Building $218,400	$273,400 Land $55,000 Building $218,400
2022	$2,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 3rd St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 3rd St N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Delano Municipal Utilities serves 7,500 people · EPA ID MN1860007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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