317 3rd St N, Delano, MN 55328 Property Records

Wright County property record for 317 3rd St N, Delano, MN 55328

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 858 sqft · built 1975
Lot Size	0.171 acres (7,476 sqft)
Owner	2 Individual Names on File
Last Sale	$182,018 (Apr 2016)
Tax Bill	$2,848 (2026)
Deeds & Mortgages	May 2026 Mortgage Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`107-022-006122`

Property Details

APN / Parcel Number

Primary APN	`107-022-006122`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	858 sqft Living Area
1st Floor Area	858 sqft
Basement Area	828 sqft
Finished Basement	828 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1998
Architectural Style	Dome
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,476 sqft (0.171 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	317 3RD ST N
City	DELANO
State	MN
Zip	55328-8807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-118 RANGE-025 LITCHFIELDS ADDN LOT-012 BLOCK-006
Legal Range	025
Legal Township	118
Legal Section	12
Legal Subdivision	FIELDS ADDN
Legal Block	6
Legal Lot Number	12
Jurisdiction	WRIGHT MN
Township / Civil Division	DELANO
Census Block Group	1
Census Block	1013
Census Tract	101002

Owner

Source: Wright County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	317 3RD ST N, DELANO, MN 55328-8807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 11, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2016 · Amount on Record
Deed Sale	Apr 19, 2016 · Amount on Record
Prior Sale	Mar 5, 2015 · Amount on Record
Deed Document Number	20161312545
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Recording Date	May 12, 2026
Property Address	317 3RD ST N, DELANO, MN 55328-8807
Document Number	0001602413
Instrument Date	May 7, 2026
Instrument	20261602413
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TSI TITLE AND ESCROW, SILK TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	317 3RD ST N, DELANO, MN 55328-8807

Mortgage

Document Number	0001602413,
Date	May 12, 2026
Instrument	20261602413

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	317 3RD ST N, DELANO, MN 55328-8807
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1549169
Date	Mar 19, 2024
Instrument	A1549169

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 9, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	317 3RD ST N, DELANO, MN 55328-8807
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001458553
Date	Feb 11, 2021
Instrument	1458553

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	May 1, 2046

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Delano City
County	Wright County
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,848.00 (-2.67%)	$274,500 (+4.73%) Land $55,000 Building $219,500	$274,500 (+4.73%) Land $55,000 Building $219,500
2025		$262,100 (+1.87%) Land $55,000 Building $207,100	$262,100 (+1.87%) Land $55,000 Building $207,100
2023	$2,926.00 (+7.81%)	$257,300 Land $57,000 Building $200,300	$257,300 Land $57,000 Building $200,300
2022	$2,714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Delano Municipal Utilities serves 7,500 people · EPA ID MN1860007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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