320 1st St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 320 1st St, Atlantic Beach, FL 32233

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,133 sqft · built 1961
Lot Size0.224 acres (9,746 sqft)
Owner2 Individual Names on Record
Last Sale$950,000 (Dec 2021)
Tax Bill$22,405 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Nov 2018 Transfer
Flood ZoneZone X (minimal risk)
APN169738-0000

Property Details

APN / Parcel Number

Primary APN169738-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,133 sqft Living Area
Gross Area2,451 sqft
1st Floor Area1,773 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1980
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,746 sqft (0.224 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
Pool Area1 sqft
PorchFinished/Open Porch
Porch Area318 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address320 1ST ST
CityATLANTIC BEACH
StateFL
Zip32233-5228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARS-2
Legal Description5-69 21-2S-29E ATLANTIC BEACH LOT 5, E 25FT LOT 7 BLK 2
Legal Range29E
Legal Township02S
Legal Section21
Legal SubdivisionATLANTIC BEACH
Legal Block2
Legal Lot Number5,7
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1037
Census Tract13905

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 1ST ST, ATLANTIC BEACH, FL 32233-5228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2021Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Nov 30, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2021 · Amount on Record
Deed SaleDec 8, 2021 · Amount on Record
Prior SaleOct 24, 2011 · Amount on Record
Deed Document Number2021323829
Deed Book / Page20048 / 171
Prior Transfer DateNov 20, 2018
Prior Transfer Doc0191740314
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateDec 8, 2021
Property Address320 1ST ST, ATLANTIC BEACH, FL 32233-5228
Document Number0200480171
Book / Page20048 / 171
Map ReferenceMB 5 PG 69
Instrument DateNov 29, 2021
Instrument2021323829
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyPONTE VEDRA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 369, SAINT AUGUSTINE, FL 32085-0369

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 NATIONAL DR, PINEHURST, NC 28374-8164

Mortgage

Document Number0020048173
DateDec 8, 2021
Instrument20048/173
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUVAL FL
Recording DateNov 30, 2018
Property Address320 1ST ST, ATLANTIC BEACH, FL 32233-5228
Document Number0186140353
Book / Page018614 / 000353
Instrument DateNov 20, 2018
Instrument281529
Transaction TypeTransfer
Record UpdatedDec 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 369 ST AUGUSTINE FL 320850369, ST AUGUSTINE, FL 32085-0369

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,351,311 (+0.56%) Land $1,137,580 Building $213,731$1,351,311 (+0.56%) Land $1,137,580 Building $213,731
2025$22,405.00 (+18.87%) Homeowner's exemption$1,343,837 (+43.98%) Land $1,125,000 Building $218,837$1,343,837 (+43.98%) Land $1,125,000 Building $218,837
2024$18,848.00 (+15.36%)
2023$16,339.00 (+8.91%)$933,378 (+4.79%) Land $750,000 Building $183,378$933,378 (+4.79%) Land $750,000 Building $183,378
2022$15,002.00$890,710 Land $732,000 Building $158,710$890,710 Land $732,000 Building $158,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 342 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies531 units insured
incl. 189 condo units
Nearby Flood Claims44 (1979–2017)
Claims Outside the SFHA40 of 44
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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