Duval County property record for 302 1st St, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,544 sqft · built 1987 |
| Lot Size | 0.074 acres (3,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,393 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 169736-0000 |
| Primary APN | 169736-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,544 sqft Living Area |
| Gross Area | 2,226 sqft |
| 1st Floor Area | 712 sqft |
| Upper Floors Area | 832 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,240 sqft (0.074 acres) |
| Lot Dimensions | 65 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 424 sqft |
| Patio Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 302 1ST ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-5228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARS-2 |
| Legal Description | 5-69 21-2S-29E ATLANTIC BEACH N 65FT LOT 1 BLK 2 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | ATLANTIC BEACH |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 13905 |
302 1st St is owned and occupied by two individuals who acquired it in June 2025.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 302 1ST ST, ATLANTIC BEACH, FL 32233-5228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Commercial Mortgage HOMETAP EQUITY PARTNERS LLC |
| Oct 7, 2021 | Deed of Trust, Mortgage · VA Mortgage AUSTIN CAPITAL BANK SSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 24, 2025 |
| Transfer Doc | 0000149529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 302 1ST ST, ATLANTIC BEACH, FL 32233-5228 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 302 1ST ST, ATLANTIC BEACH, FL 32233-5228 |
| Document Number | 0216940828 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 21694/828 |
| Instrument | 2025266030 |
| Name | HOMETAP EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | BOSTON, MA 02116 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 302 1ST ST, ATLANTIC BEACH, FL 32233-5228 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 302 1ST ST, ATLANTIC BCH, FL 32233-5228 |
| Document Number | 0199470685 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 19947/685 |
| Instrument | 2021263151 |
| Name | AUSTIN CAPITAL BANK SSB |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78757 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 302 1st St was $2,393 with a homeowner's exemption, up 2.2% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,276 (+2.7%) | $1,048,959 (+0.94%) Land $750,961 Building $297,998 | |
| 2025 | $2,393.00 (+2.22%) Homeowner's exemption | $180,406 | $1,039,153 Land $750,000 Building $289,153 |
| 2024 | $2,341.00 (+3.36%) | ||
| 2023 | $2,265.00 (+9%) Homeowner's exemption | $170,216 (+3%) | $676,612 (+15.15%) Land $437,500 Building $239,112 |
| 2022 | $2,078.00 Homeowner's exemption | $165,259 | $587,574 Land $427,000 Building $160,574 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 1st St in Zone X, an area of minimal flood risk, though there have been 44 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 342 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 531 units insured incl. 189 condo units |
| Nearby Flood Claims | 44 (1979–2017) |
| Claims Outside the SFHA | 40 of 44 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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