32 Windermere Rd, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 32 Windermere Rd, Lincroft, NJ 07738

Property Summary

Property Type	Single Family Home
Details	5,418 sqft · built 2015
Lot Size	0.918 acres (39,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,346,220 (Apr 2016)
Tax Bill	$33,768 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-01049-03-00007`

Property Details

APN / Parcel Number

Primary APN	`32-01049-03-00007`
Alternative APN	`320104900000005125`

Interior

Building Area	5,418 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Lot Area	39,988 sqft (0.918 acres)

Location & Zoning

Old Parcel Number	320104900000005125
Street Address	32 WINDERMERE RD
City	LINCROFT
State	NJ
Zip	07738-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R220
Legal Description	ADDITIONAL LOTS: WILLIAMSBURG
Legal Subdivision	BAMM HOLLOW ESTATES PH 1 SOUTH
Legal Block	1049
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1009
Census Tract	801500

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 WINDERMERE RD, LINCROFT, NJ 07738-1141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Aug 5, 2020	Deed of Trust, Mortgage TD BK NA
Mar 30, 2017	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2016 · Amount on Record
Deed Sale	Apr 12, 2016 · Amount on Record
Deed Document Number	201632939
Deed Book / Page	9160 / 6567
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	32 WINDERMERE RD, LINCROFT, NJ 07738-1141
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094911923
Date	Mar 17, 2021
Book Page	9491/1923
Instrument	2021041281

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	32 WINDERMERE RD, LINCROFT, NJ 07738-1141
Document Number	0000010122
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 WINDERMERE RD LINCROFT NJ 077381141, LINCROFT, NJ 07738-1141

Mortgage

Document Number	0000010122
Date	Jan 20, 2021
Book Page	009474/004942
Instrument	10122

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2051

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	32 WINDERMERE RD, LINCROFT, NJ 07738-1141
Document Number	0000045340
Book / Page	009225 / 007027
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Dec 1, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 WINDERMERE RD LINCROFT NJ 077381141, LINCROFT, NJ 07738-1141

Mortgage

Document Number	0000045340
Date	May 4, 2017
Book Page	009225/007027
Instrument	45340

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313-9862

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 3, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,251,400 (+7.61%) Land $851,200 Building $1,400,200	$2,251,400 (+7.61%) Land $851,200 Building $1,400,200
2025	$33,768.00 (+6.88%)	$2,092,200 (+19.19%) Land $704,700 Building $1,387,500	$2,092,200 (+19.19%) Land $704,700 Building $1,387,500
2024	$31,593.00 (+5.66%)
2023		$1,755,300 Land $414,300 Building $1,341,000	$1,755,300 Land $414,300 Building $1,341,000
2022	$29,900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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