Monmouth County and Middletown Township property record for 28 Windermere Rd, Lincroft, NJ 07738
| Property Type | Single Family Home |
|---|---|
| Details | 4,344 sqft · built 2015 |
| Lot Size | 0.903 acres (39,335 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,257,099 (Feb 2017) |
| Tax Bill | $30,180 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-01049-03-00009 |
| Primary APN | 32-01049-03-00009 |
|---|---|
| Alternative APN |
|
| Building Area | 4,344 sqft Living Area |
|---|
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 39,335 sqft (0.903 acres) |
| Old Parcel Number | 320104900000005123 |
|---|---|
| Street Address | 28 WINDERMERE RD |
| City | LINCROFT |
| State | NJ |
| Zip | 07738-1141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R220 |
| Legal Description | ADDITIONAL LOTS: LEXINGTON |
| Legal Subdivision | BAMM HOLLOW ESTATES PH 1 |
| Legal Block | 1049 |
| Legal Lot Number | 9 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 801500 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 WINDERMERE RD, LINCROFT, NJ 07738-1141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2017 · Amount on Record |
| Deed Sale | Feb 1, 2017 · Amount on Record |
| Deed Document Number | 201712124 |
| Deed Book / Page | 9211 / 140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 28 WINDERMERE RD, LINCROFT, NJ 07738-1141 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | RES/TITLE INC, RES TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0095619876 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 9561/9876 |
| Instrument | 2021172686 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,027,200 (+8.41%) Land $850,100 Building $1,177,100 | $2,027,200 (+8.41%) Land $850,100 Building $1,177,100 | |
| 2025 | $30,180.00 (+8.05%) | $1,869,900 (+21.41%) Land $703,500 Building $1,166,400 | $1,869,900 (+21.41%) Land $703,500 Building $1,166,400 |
| 2024 | $27,932.00 (+5.62%) | ||
| 2023 | $1,540,200 Land $413,600 Building $1,126,600 | $1,540,200 Land $413,600 Building $1,126,600 | |
| 2022 | $26,446.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1995 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 73% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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