Worcester County and Southbridge Town City property record for 32 Willow Ln, Southbridge, MA 01550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,274 sqft · built 1994 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $445,000 (Oct 2025) |
| Tax Bill | $4,851 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Sep 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SBRI M:0069 B:0009 L:00001 |
| Primary APN | SBRI M:0069 B:0009 L:00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| Gross Area | 2,860 sqft |
| 1st Floor Area | 1,274 sqft |
| Basement Area | 1,196 sqft |
| Unfinished Basement | 598 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4433 |
|---|---|
| Street Address | 32 WILLOW LN |
| City | SOUTHBRIDGE |
| State | MA |
| Zip | 01550-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 9 |
| Legal Lot Number | 1 |
| Jurisdiction | SOUTHBRIDGE MA |
| Township / Civil Division | SOUTHBRIDGE TOWN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 757400 |
Source: Worcester County and Southbridge Town City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 WILLOW LN, SOUTHBRIDGE, MA 01550-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 9, 2025 | Quit Claim Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE |
| Sep 28, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance CORNERSTONE BANK |
| Sep 28, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance CORNERSTONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2025 · Amount on Record |
| Deed Sale | Oct 9, 2025 · Amount on Record |
| Prior Sale | Aug 29, 2014 · Amount on Record |
| Deed Book / Page | 72656 / 142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOUTHBRIDGE MA |
| Recording Date | Oct 9, 2025 |
| Property Address | 32 WILLOW LN, SOUTHBRIDGE, MA 01550-2114 |
| Document Number | 072656-142 |
| Book / Page | 72656 / 142 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 87473 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 32 WILLOW LN, SOUTHBRIDGE, MA 01550-2114 |
| Document Number | 0000087474 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 87474 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOUTHBRIDGE MA |
| Recording Date | Sep 28, 2021 |
| Property Address | 32 WILLOW LN, SOUTHBRIDGE, MA 01550-2114 |
| Document Number | 66160-77 |
| Book / Page | 66160 / 77 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 135510 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 32 WILLOW LN, SOUTHBRIDGE, MA 01550-2114 |
| Document Number | 66160-80 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 66160/80 |
| Instrument | 135511 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOUTHBRIDGE MA |
| Recording Date | Sep 28, 2021 |
| Property Address | 32 WILLOW LN, SOUTHBRIDGE, MA 01550-2114 |
| Document Number | 0066160-77 |
| Book / Page | 66160 / 77 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 135510 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 32 WILLOW LN, SOUTHBRIDGE, MA 01550-2114 |
| Document Number | 0000135511 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 135511 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
Source: Worcester County and Southbridge Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Southbridge Town City |
| Unified School District | Southbridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,851.00 (+6.38%) | $330,900 (+10.74%) Land $45,100 Building $285,800 | $420,565 (+40.36%) |
| 2024 | $4,560.00 (+0.77%) | $298,800 (+4.59%) Land $37,500 Building $261,300 | $299,630 |
| 2023 | $4,525.00 | $285,700 Land $37,500 Building $248,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHBRIDGE WATER DEPARTMENT serves 19,562 people · EPA ID MA2278000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
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