32 Warren St, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 32 Warren St, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,009 sqft · built 1978
Lot Size	0.22 acres (9,601 sqft)
Owner	2 Individual Names on File
Last Sale	$970,000 (May 2008)
Tax Bill	$23,619 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`41-00137-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`41-00137-0000-00005`
Alternative APNs	`410013700005` `235800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,009 sqft Living Area
1st Floor Area	1,618 sqft
Upper Floors Area	1,344 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	192 ft deep x 50 ft wide
Garage Type	Built-in
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	572 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	235800
Street Address	32 WARREN ST
City	RUMSON
State	NJ
Zip	07760-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	LAND & LOAN CO
Legal Block	137
Legal Lot Number	5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3001
Census Tract	803800

Owner

32 Warren St is owned and occupied by two individuals who bought it in May 2008.

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 WARREN ST, RUMSON, NJ 07760-2012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Aug 26, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2008 · Amount on File
Deed Sale	May 20, 2008 · Amount on File
Deed Document Number	200857611
Deed Book / Page	8723 / 1292
Prior Transfer Date	Nov 3, 2004
Prior Transfer Doc	0085257145
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	32 WARREN ST, RUMSON, NJ 07760-2012
Document Number	0000002454
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 WARREN ST RUMSON NJ 077602012, RUMSON, NJ 07760-2012

Mortgage

Document Number	0000002454
Date	Jan 6, 2021
Book Page	009470/002075
Instrument	2454

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 26, 2020
Property Address	32 WARREN ST, RUMSON, NJ 07760-2012
Document Number	0000095451
Book / Page	009436 / 004726
Instrument Date	Jun 26, 2020
Instrument	95451
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transaction

Amount	Amount on Record
Tax	$1,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 WARREN ST RUMSON NJ 077602012, RUMSON, NJ 07760-2012

Tax Assessment & Valuation

The 2025 property tax bill for 32 Warren St was $23,619, up 3.8% from the year before.

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,689,100 (+19.43%) Land $1,485,600 Building $1,203,500	$2,689,100 (+19.43%) Land $1,485,600 Building $1,203,500
2025	$23,619.00 (+3.84%)	$2,251,600 Land $1,318,800 Building $932,800	$2,251,600 Land $1,318,800 Building $932,800
2024	$22,746.00
2023		$1,924,600 Land $1,155,000 Building $769,600	$1,924,600 Land $1,155,000 Building $769,600
2022	$22,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Warren St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	440 (1978–2026)
Claims Outside the SFHA	27 of 440
Most Recent Claim	Jun 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 179 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 104 claims Coastal Storms & Flooding, Mar 1984 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Warren St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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