28 Warren St, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 28 Warren St, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,204 sqft · built 1979
Lot Size	0.222 acres (9,649 sqft)
Owner	2 Individual Names on Record
Tax Bill	$23,209 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`41-00137-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`41-00137-0000-00007`
Alternative APNs	`410013700007` `236000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,204 sqft Living Area
1st Floor Area	1,953 sqft
Upper Floors Area	1,295 sqft
Basement Area	1,776 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	9,649 sqft (0.222 acres)
Lot Dimensions	193 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Deck Area	1,249 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	236000
Street Address	28 WARREN ST
City	RUMSON
State	NJ
Zip	07760-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	BOROUGH/RUMSON
Legal Block	137
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3001
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 WARREN ST, RUMSON, NJ 07760-2012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Dec 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Nov 30, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	28 WARREN ST, RUMSON, NJ 07760-2012
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	ARBOR TITLE, ARBOR TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095135024
Date	May 21, 2021
Book Page	9513/5024
Instrument	2021082340

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	28 WARREN ST, RUMSON, NJ 07760-2012
Document Number	0000003779
Book / Page	009267 / 004613
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 WARREN ST RUMSON NJ 077602012, RUMSON, NJ 07760-2012

Mortgage

Document Number	0000003779
Date	Jan 12, 2018
Book Page	009267/004613
Instrument	3779

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 11, 2033

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 30, 2017
Property Address	28 WARREN ST, RUMSON, NJ 07760-2012
Document Number	0092607145
Book / Page	009260 / 007145
Instrument Date	Nov 30, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,535,700 (+14.61%) Land $1,485,600 Building $1,050,100	$2,535,700 (+14.61%) Land $1,485,600 Building $1,050,100
2025	$23,209.00 (+3.82%)	$2,212,500 (+16.92%) Land $1,318,800 Building $893,700	$2,212,500 (+16.92%) Land $1,318,800 Building $893,700
2024	$22,355.00 (+3.21%)
2023		$1,892,300 Land $1,155,000 Building $737,300	$1,892,300 Land $1,155,000 Building $737,300
2022	$21,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	440 (1978–2026)
Claims Outside the SFHA	27 of 440
Most Recent Claim	Jun 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 179 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 104 claims Coastal Storms & Flooding, Mar 1984 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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