32 Walnut Cir, Sugar Grove, IL 60554 Property Records

Kane County property record for 32 Walnut Cir, Sugar Grove, IL 60554

Property Summary

Property TypeSingle Family Home
Details2,235 sqft · built 1997
Lot Size0.284 acres (12,350 sqft)
Owner2 Individual Names on File
Last Sale$439,500 (Mar 2024)
Tax Bill$7,953 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Dec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-11-301-022

Property Details

APN / Parcel Number

Primary APN14-11-301-022

Interior

Stories2 Stories
Building Area2,235 sqft Living Area
Gross Area3,917 sqft
Basement Area1,162 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area12,350 sqft (0.284 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address32 WALNUT CIR
CitySUGAR GROVE
StateIL
Zip60554-4222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description446 UN 13
Legal SubdivisionPRESTBURY
Legal Block4
Legal Lot Number446
JurisdictionKANE IL
Township / Civil DivisionSUGAR GROVE
Census Block Group4
Census Block4007
Census Tract854504

Owner

32 Walnut Cir is owned by two individuals who bought it in March 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address804 CORDAY DR, NAPERVILLE, IL 60540-3974
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2024Warranty Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 5, 2017Deed of Trust, Mortgage · Line of Credit
CENTRAL CREDIT UNION OF ILLINOIS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2024 · Amount on File
Deed SaleMar 7, 2024 · Amount on File
Prior SaleMar 7, 2014 · Amount on File
Deed Document Number20247470
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 7, 2024
Property Address32 WALNUT CIR, SUGAR GROVE, IL 60554-4222
Document Number0000007470
Instrument DateFeb 28, 2024
Instrument2024K007470
Transaction TypeTransfer
Record UpdatedMar 13, 2024
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$439.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address804 CORDAY DR, NAPERVILLE, IL 60540-3974

Mortgage

Document Number0000007471
DateMar 7, 2024
Instrument2024K007471
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054
Interest
Rate6.75%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address32 WALNUT CIR, SUGAR GROVE, IL 60554-4222
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063303
DateDec 5, 2017
Instrument2017K063303
Lender
NameCENTRAL CREDIT UNION OF ILLINOIS
TypeCredit Union
AddressBELLWOOD, IL 60104
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueNov 8, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 32 Walnut Cir was $7,953.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSugar Grove Township
Unified School DistrictAurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,953.00$136,033 (+7.83%) Land $38,969 Building $97,064$408,262 (+7.83%) Land $116,954 Building $291,309
2024$126,155 Land $36,139 Building $90,016$378,616 Land $108,460 Building $270,156
2022$7,024.00 (-2.36%) Homeowner's exemption$105,037 (+5.08%) Land $30,090 Building $74,947$315,111 (+5.08%) Land $90,270 Building $224,841
2021$7,194.00 Homeowner's exemption$99,959 Land $28,635 Building $71,324$299,877 Land $85,905 Building $213,972

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32 Walnut Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32 Walnut Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUGAR GROVE
serves 11,243 people · EPA ID IL0890850
Water SourceGroundwater
Last State InspectionAug 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.7 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Watch TV, Xfinity.

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