22 Walnut Cir, Sugar Grove, IL 60554 Property Records

Kane County property record for 22 Walnut Cir, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	2,250 sqft · built 1996
Lot Size	0.378 acres (16,470 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,717 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-11-301-057`

Property Details

APN / Parcel Number

Primary APN	`14-11-301-057`

Interior

Stories	1 Story
Building Area	2,250 sqft Living Area
Gross Area	2,802 sqft
1st Floor Area	2,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	16,470 sqft (0.378 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	22 WALNUT CIR
City	SUGAR GROVE
State	IL
Zip	60554-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	464&463 UNIT 13
Legal Subdivision	PRESTBURY
Legal Block	4
Legal Lot Number	464
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	4
Census Block	4007
Census Tract	854504

Owner

22 Walnut Cir is owned and occupied by two individuals who acquired it in December 1996.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 WALNUT CIR, SUGAR GROVE, IL 60554-4222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jan 25, 2021	Deed of Trust, Mortgage · Line of Credit DUPAGE CU
May 27, 2022	Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK
Jul 31, 2017	Loan Modification, Mortgage · Line of Credit EARTHMOVER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 1996
Deed Sale	Dec 27, 1996
Prior Sale	Dec 27, 1996
Deed Document Number	199690945
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 26, 2026
Property Address	22 WALNUT CIR, SUGAR GROVE, IL 60554-4222
Document Number	0000026890
Instrument Date	Jun 16, 2026
Instrument	202626890
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	22 WALNUT CIR, SUGAR GROVE, IL 60554-4222

Mortgage

Document Number	0000026890,
Date	Jun 26, 2026
Instrument	202626890

Lender

Name	OLD SECOND NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	22 WALNUT CIR, SUGAR GROVE, IL 60554-4222
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020086
Date	Apr 13, 2022
Instrument	2022K020086

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

Interest

Rate	4.37%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	22 WALNUT CIR, SUGAR GROVE, IL 60554-4222
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006257
Date	Jan 25, 2021
Instrument	2021K006257

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 31, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	22 WALNUT CIR, SUGAR GROVE, IL 60554-4222
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028383
Date	May 27, 2022
Instrument	2022K028383

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	22 WALNUT CIR, SUGAR GROVE, IL 60554-4222
Document Number	0000040402
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 WALNUT CIR AURORA IL 60506, AURORA, IL 60506

Mortgage

Document Number	0000040402
Date	Aug 3, 2017
Instrument	40402

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	AURORA, IL 60507

Agreement

Type	Line of Credit
Term	300 Months
Due	Aug 2, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 22 Walnut Cir was $7,717 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,717.00 Homeowner's exemption	$132,229 (+7.83%) Land $35,979 Building $96,250	$396,846 (+7.83%) Land $107,980 Building $288,866
2024		$122,627 Land $33,366 Building $89,261	$368,028 Land $100,138 Building $267,890
2022	$7,178.00 (+2.84%) Homeowner's exemption	$102,100 (+5.08%) Land $27,781 Building $74,319	$306,300 (+5.08%) Land $83,343 Building $222,957
2021	$6,980.00 Homeowner's exemption	$97,164 Land $26,438 Building $70,726	$291,492 Land $79,314 Building $212,178

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Walnut Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Walnut Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Watch TV.

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