32 Walker Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 32 Walker Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,306 sqft · built 1997
Lot Size	0.286 acres (12,458 sqft)
Owner	Individual Name on Record
Last Sale	$387,500 (May 2026)
Tax Bill	$5,868 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7019-00290-0090`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7019-00290-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,306 sqft Living Area
Gross Area	3,350 sqft
1st Floor Area	2,306 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2004
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,458 sqft (0.286 acres)
Driveway	Concrete Driveway
Driveway Area	720 sqft
Pool Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32 WALKER DR
City	PALM COAST
State	FL
Zip	32164-7689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 19 BLOCK 29 LOT 9 OR 237 PG 107 OR 566 PG 826 OR 2071/1684-DC OR 2100/1968-ESPOSITO TRUST
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	29
Legal Lot Number	9
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1002
Census Tract	60211

Owner

Source: Flagler County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 WALKER DR, PALM COAST, FL 32164-7689
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jul 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Oct 1, 1996 · Amount on Record
Deed Document Number	202619100
Deed Book / Page	3053 / 1452
Prior Transfer Date	Dec 9, 2015
Prior Transfer Doc	0021001968
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 11, 2026
Property Address	32 WALKER DR, PALM COAST, FL 32164-7689
Document Number	0000019100
Book / Page	3053 / 1452
Instrument Date	Apr 29, 2026
Instrument	2026.19100
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$273,962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32 WALKER DR, PALM COAST, FL 32164-7689

Mortgage

Document Number	0000019101,
Date	May 11, 2026
Book Page	3053/1455
Instrument	2026.19101

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	32 WALKER DR, PALM COAST, FL 32164-7689
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022910804
Date	Jul 10, 2018
Book Page	2291/0804
Instrument	2018025313

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,868.00 (-0.46%)	$322,896 (+91.83%) Land $57,000 Building $265,896	$322,896 (+0.15%) Land $57,000 Building $265,896
2024	$5,895.00 (+163.88%)
2023	$2,234.00 (-2.32%) Homeowner's exemption Widower's exemption	$168,324 (+3%)	$322,410 (+4.68%) Land $54,000 Building $268,410
2022	$2,287.00 Homeowner's exemption Widower's exemption	$163,421	$307,982 Land $50,500 Building $257,482

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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