12 Walker Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 12 Walker Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,107 sqft · built 1997
Lot Size	0.256 acres (11,151 sqft)
Owner	Individual Name on File
Last Sale	$372,000 (Jan 2022)
Tax Bill	$4,460 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7019-00420-0070`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7019-00420-0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,107 sqft Living Area
Gross Area	2,859 sqft
1st Floor Area	2,107 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2014
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,151 sqft (0.256 acres)
Driveway	Concrete Driveway
Driveway Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12 WALKER DR
City	PALM COAST
State	FL
Zip	32164-7684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 19 BL 42 LT 7 OR 224 PG 705 OR 567 PG 1648 OR 587 PG 899 OR 742 PG 1088 OR 1067/918 OR 2216/1626
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	42
Legal Lot Number	7
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3033
Census Tract	60211

Owner

12 Walker Dr is owned and occupied by an individual who bought it in January 2022.

Source: Flagler County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	12 WALKER DR, PALM COAST, FL 32164-7684
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Jul 14, 2020	Deed of Trust, Mortgage · VA Mortgage GENEVA FINANCIAL LLC
Jan 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 10, 2017	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on File
Deed Sale	Jan 4, 2022 · Amount on File
Prior Sale	Jul 10, 2017 · Amount on File
Deed Document Number	2022389
Deed Book / Page	2644 / 1688
Prior Transfer Date	Apr 12, 2001
Prior Transfer Doc	0742001088
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 4, 2022
Property Address	12 WALKER DR, PALM COAST, FL 32164-7684
Document Number	0026441688
Book / Page	2644 / 1688
Map Reference	MB 7 PG 25-30
Instrument Date	Dec 29, 2021
Instrument	2022000389
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	ALL CTRL FLORIDA TITLE LLC, ALL FLORIDA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,604.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 WALKER DR, 12, PALM COAST, FL 32164-7684

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WALKER DR, PALM COAST, FL 32164-7684

Mortgage

Document Number	0026441690
Date	Jan 4, 2022
Instrument	2644/1690

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	12 WALKER DR, PALM COAST, FL 32164-7684
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024580364
Date	Jul 14, 2020
Book Page	2458/364
Instrument	2020026574

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	12 WALKER DR, PALM COAST, FL 32164-7684
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021790726
Date	Jan 5, 2017
Book Page	2179/0726
Instrument	2017000460

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 10, 2017
Property Address	12 WALKER DR, PALM COAST, FL 32164-7684
Document Number	0022161626
Book / Page	002216 / 001626
Instrument Date	Jun 30, 2017
Instrument	23926
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	FLAGLER COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2212 ORANGEWOOD ST MIDDLEBURG FL 320687761, MIDDLEBURG, FL 32068-7761

Mortgage

Document Number	22161627
Date	Jul 10, 2017
Book Page	002216/001627
Instrument	23927

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12 Walker Dr was $4,460 with exemptions applied, up 3% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,460.00 (+3.05%) Homeowner's exemption Widower's exemption	$293,581	$303,359 Land $54,500 Building $248,859
2024	$4,328.00 (-1.32%)
2023	$4,386.00 (-15.12%) Homeowner's exemption Widower's exemption	$284,459 (+4.75%) Land $52,000 Building $232,459	$284,459 (+4.75%) Land $52,000 Building $232,459
2022	$5,167.00	$271,558 Land $48,500 Building $223,058	$271,558 Land $48,500 Building $223,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Walker Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Walker Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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